Bank · FDIC insured
First State Bank Savings Rates
First State Bank’s best savings rate is 0.25% APY, with its Kasasa Saver Savings Account, with extra requirements. Rates checked October 22, 2026.
How First State Bank’s savings rates compare
Compared with banks and credit unions in Mississippi, where First State Bank has the most branches. $10,000, best rate first.
This bank’s best
First State Bank
0.25%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $25
Kasasa Saver Savings Account
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Navigator Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $325
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver Savings Account
Up to 0.25%APY
Linked free Kasasa Cash or Cash Back checking account required. Must enroll and receive monthly account statements electronically; failure to do so results in a $6.00 monthly paper statement fee. $100 minimum deposit to open.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarned on all balances any month qualifications are not met. | 0.05% | $5 | Earned on all balances any month qualifications are not met. |
| Up to $20,000Applies to balances of $0.01 - $20,000 when qualifications are met during the monthly qualification cycle. | 0.25% | $25 | Applies to balances of $0.01 - $20,000 when qualifications are met during the monthly qualification cycle. |
| $20,000 and upPaid on portion of balances over $20,000 when qualifications are met during the monthly qualification cycle. | 0.10% | — | Paid on portion of balances over $20,000 when qualifications are met during the monthly qualification cycle. |
Sources (1)
- firststatebnk.bank/personal/sa…st-saver-savings-account · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.