Rivertrust Federal Credit Union Savings & Money Market Rates

How Rivertrust Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Jackson, MS, where Rivertrust Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Rivertrust Federal Credit Union
0.25%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$25
Shares (Savings)
Top rate
Huntington Bank
3.25%APY
Requires
Another account
Minimum
$100
Earns on $10,000 a year
$325
Huntington Bank rates
2nd-highest rate
Keesler Federal Credit Union
3.25%APY
Requires
None
Minimum
$0
Earns on $10,000 a year
$325
Keesler Federal Credit Union rates

Compare savings rates near you →

Savings score

Higher than 29% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.10%
$10,000 balance$10,0000.25%
$100,000 balance$100,0000.75%
QualifiedQualified0.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Rivertrust Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market

0.25%APY

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$5,000 and upDividend posting period: quarterly.	0.25%	$25	Dividend posting period: quarterly.
$50,000 and upDividend posting period: quarterly.	0.45%	—	Dividend posting period: quarterly.
$100,000 and upDividend posting period: quarterly.	0.75%	—	Dividend posting period: quarterly.

Sources (1)

rivertrustfcu.com/rates.php · captured Sep 19, 2026

Shares (Savings)

Up to 0.25%APY

Establishes membership with Rivertrust FCU. Dividend posting period is quarterly. Rates subject to change without notice.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$10 and upDividend posting period is quarterly.	0.05%	$5	Dividend posting period is quarterly.
$1,000 and upDividend posting period is quarterly.	0.10%	$10	Dividend posting period is quarterly.
$5,000 and upDividend posting period is quarterly.	0.25%	$25	Dividend posting period is quarterly.

Sources (2)

All captured Sep 19, 2026

Special-purpose accounts

IRA Savings

0.25%APYIRA

Individual retirement savings account. Dividend posting period is quarterly. Rates subject to change without notice.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upDividend posting period is quarterly.	0.25%	$25	Dividend posting period is quarterly.
$50,000 and upDividend posting period is quarterly.	0.45%	—	Dividend posting period is quarterly.
$100,000 and upDividend posting period is quarterly.	0.75%	—	Dividend posting period is quarterly.

Sources (2)

All captured Sep 19, 2026

Who can join Rivertrust Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Individuals who live, work, attend school, worship, volunteer, or regularly conduct business in the credit union's outlined trade area are eligible to join.

Employers and groups

Members of Friends of the Pearl Library who live in Mississippi are eligible to join.
Members of Friends of the Richland Library who live in Mississippi are eligible to join.
Employees of participating business organizations and select employee groups within the trade area are eligible for membership.

Family and household

Family members (spouses, parents, step-parents, children, siblings, grandparents, grandchildren, step-children, step-siblings, and adoptive relationships) and household members of eligible organization employees are eligible for membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details

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