Compare Bank & Credit Union Rates
Best savings rates in Minnesota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 436–450 results in Minnesota
- BCURegular Money MarketRegular Money Market · $1,000 min · 0.05%–0.30% by balance
Credit union · 7 branches
0.05%APY$5 a year on $10,000Requirements
Product: No minimum monthly balance and no maintenance fees. Up to six penalty-free withdrawals per month.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $1,000 – $24,999Your amount 0.05% $25,000 – $99,999 0.10% $100,000 – $249,999 0.15% $250,000 – $499,999 0.20% $500,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required to become a member and access exclusive perks. Member-owner earns monthly dividends.
Offer: Dividend rates adjusted and paid monthly. Opening deposit is $1 ($5 when opening online).
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required for membership.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Basic savings account. Interest compounds quarterly. $5 monthly service charge if average daily available balance falls below $50 (fee waived for minors under age 18). 6 free withdrawals per month, then $3 each. Free eStatements.
Offer: Interest paid on balances of $0.01 or more. $5 monthly fee if average daily balance falls below $50 (waived for minors under 18).
$5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account and enrollment in eStatements. Qualifications per Monthly Qualification Cycle to earn higher rate: at least 15 debit card purchases, at least 1 direct deposit or ACH credit transaction, and enrolled in eStatements. If qualifications are not met, base rate applies. No monthly maintenance fee.
Offer: Base rate earned on entire daily balance when monthly qualifications in linked checking account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Feb 20, 2025
Rate checked
More details - Woodland BankMoney Market AccountMoney Market Account · $2,500 min · 0.05%–0.10% by balance
Bank · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. Avoid $15 monthly service fee/$1 per item fee by maintaining a $2,500 minimum balance. Fee waived on customers age 18 & under, and customers age 62 & over. Free box of checks at account opening. Direct check-writing ability. Free eStatements. Free Online Banking.
Offer: Minimum balance to obtain APY is $1.00. Avoid $15 monthly service fee/$1 per item fee by maintaining a $2,500 minimum balance. Fee waived for customers age 18 & under and 62 & over.
0.05% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $14,999Your amount 0.05% $15,000 – $24,999 0.10% $25,000 – $99,999 0.10% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest compounded and credited quarterly (variable rate). $0 monthly maintenance charge with a $100 minimum balance ($2 if balance falls below $100).
Offer: Monthly maintenance charge of $2 is waived with a $100 minimum balance. Variable interest rate compounded and credited quarterly.
0.05% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to and opened in conjunction with a Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per SSN. Rewards earned in Kasasa checking automatically post or transfer to Kasasa Saver.
Offer: Base rate applied to all balances if linked Kasasa checking account qualifications are not met during the Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly service charge for customers under 22 years old. Customers 22 or older can avoid the $5 monthly service charge by maintaining a $50 average daily balance. Interest compounded and credited quarterly.
Offer: No monthly service charge for customers under 22 years old; waived for customers 22 or older with a $50 average daily balance. Rates current as of 10/1/26 and may change after account opening.
0.05% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are paid quarterly. Minimum balance required to open is $10.
Offer: Dividends paid quarterly.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required and subject to account requirements.
Offer: No minimum balance to open. Free to open with no monthly service charges or maintenance/transaction fees; other fees may apply. APY is variable and may change at any time; rate may change after account opening. Fees may reduce earnings.
No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required and subject to account requirements.
Offer: $5 minimum opening deposit. No monthly service charges. APY is variable and may change at any time; rate may change after account opening. Fees may reduce earnings.
No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $5 minimum balance is required in a Regular savings account for all Altra members; this is your ownership share in the Credit Union. This account pays dividends quarterly.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Represents credit union membership and personal ownership. No monthly maintenance fee when maintaining a $400 balance or having at least one other Notre Dame FCU loan or deposit account.
Offer: Minimum balance to earn APY is $400. Open account with a $5 deposit. No monthly maintenance fee with a $400 balance or at least one other Notre Dame FCU loan or deposit account.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
510 accounts at 188 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch