Compare Bank & Credit Union Rates
Best savings rates in Minnesota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Minnesota
- 1.00%APY$100 a year on $10,000
Requirements
Product: Rate is variable and subject to change after account opening. $10 monthly service charge waived with a $2,000 minimum daily balance. Six free transactions per monthly statement cycle ($10 per additional transaction).
Offer: $10 monthly service charge waived with a $2,000 minimum daily balance.
0.50% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $9,999 0.50% $10,000 – $99,999Your amount 1.00% $100,000 – $499,999 1.46% $500,000 – $999,999 1.76% $1,000,000 – $9,999,999 2.53% $10,000,000 and up 2.53% Rate checked
More details - Superior Choice Credit UnionPremier Money Market AccountsPremier Money Market Accounts · $2,500 min · 0.50%–2.50% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Membership eligibility required. $2,500.00 minimum opening requirement. If the balance falls below the $2,500.00 minimum balance requirement, a $10.00 monthly maintenance fee will be imposed. Rates may change at anytime after account opening. Fees may reduce earnings on the account.
Offer: If balance falls below $2,500.00, a $10.00 monthly maintenance fee applies.
$10 monthly fee
Rate by balance
Rate by balance for Premier Money Market Accounts Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.00% $50,000 – $100,000 1.75% $100,000 – $250,000 2.00% $250,000 and up 2.50% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Offer: No minimum balance fee if account does not fall below $100.00; otherwise $1.00/month fee applies.
1.00% interest rate · $1 monthly fee · Effective Dec 19, 2024
Rate checked
More details - Grove BankMoney Market SavingsMoney Market Savings · $2,500 min · 1.00%–2.02% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance to open is $2,500.00. Tiered interest rate depends on balance. Minimum balance fee of $10.00 per month applies if average daily balance falls below $2,500.00. Interest compounded monthly.
Offer: No minimum balance fee if average daily balance does not fall below $2,500.00.
1.00% interest rate · Compounded monthly · Effective Dec 19, 2024
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 and up 1.00% $10,000 and upYour amount 1.00% $25,000 and up 1.00% $50,000 and up 1.26% $100,000 and up 2.02% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must link to a free Kasasa Cash or Kasasa Cash Back checking account to open and receive automatic transfer of checking cash rewards/earnings. Limit 1 account per SSN.
Offer: Requires meeting Kasasa Cash or Kasasa Cash Back monthly qualification cycle requirements (e.g. eStatements, online banking logons, direct deposit/ACH or required debit card transactions).
Qualified rate · 1.00% interest rate · No monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $50,000Your amount 1.00% Over $50,000 0.50%* Rate checked
More details - 1.00%APY$100 a year on $10,000intro rate
Requirements
Product: Variable Rate Accounts - Rate may change after account opening. Fees may reduce earnings.
Offer: Variable Rate Accounts - Rate may change after account opening.
Promotional rate · Effective Aug 18, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.35% $2,500 – $24,999Your amount 1.00% $25,000 – $49,999 1.41% $50,000 and up 1.56% Rate checked
More details - Currie State BankMoney Market AccountMoney Market Account · $2,500 min · 0.00%–2.02% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Interest is compounded monthly and credited monthly. Daily balance method applies a daily periodic rate to the balance in the account each day. Must maintain a minimum daily balance of $2,500.00 to obtain disclosed APY. Earn interest as long as account balance is $2,500.00 or over.
Offer: Tier 1 balance tier.
0.00% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $10,000Tier 2 balance tier. 0.50% $10,000 – $25,000Your amountTier 3 balance tier. 1.00% $25,000 – $75,000Tier 4 balance tier. 1.51% $75,000 and upTier 5 balance tier. 2.02% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Qualification requires at least 10 debit card purchases post and settle, at least 1 ACH auto debit or credit / automatic payment post and settle, and enrollment in eStatements per Monthly Qualification Cycle. If not qualified for 6 consecutive months, may be converted to Woodland Easy account. Limit 1 account per SSN.
Offer: When qualifications in linked Kasasa Cash or Kasasa Cash Back checking are met.
Qualified rate · 0.99% interest rate · No monthly fee · Effective Jan 15, 2026
Rate checked
More details - Northern Communities Credit Union (NCCYou)Money Market AccountMoney Market Account · $2,500 min · 0.50%–2.25% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Membership at NCCYou is open to anyone who lives, works, worships, or attends school in St. Louis County, MN, or is a relative of a member. A $5 opening deposit in a Regular Share Savings account establishes membership. Minimum balance to begin earning dividends is $2,500; if balance falls below $2,500, dividends stop accruing. Dividends are compounded daily and credited monthly. Transactions cannot be made at ATMs.
Offer: Minimum balance to begin earning dividends is $2,500.
Compounded daily · Effective Aug 31, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.25% $50,000 – $99,999 1.75% $100,000 – $199,999 2.00% $200,000 and up 2.25% Rate checked
More details - 1.00%APY$100 a year on $10,000
1.00% interest rate
Rate checked
More details - Perennial BankMoney Market Savings AccountMoney Market Savings Account · $0 min · 0.90%–2.02% by balance
Bank · 4 branches
0.90%APY$90 a year on $10,000Requirements
Product: Interest compounded monthly. $2,500 minimum daily balance to avoid service charges. $10 per month service charge if balance falls below minimum.
Offer: Balance tier: Less than $25,000. $2,500 minimum daily balance required to avoid $10 monthly fee.
0.90% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $25,000Your amount 0.90% $25,000 – $50,000 1.26% $50,000 and up 2.02% Rate checked
More details - Highland BankPremier Money Market SavingsPremier Money Market Savings · $1,000 min · 0.70%–1.66% by balance
Bank · 7 branches
0.90%APY$90 a year on $10,000Requirements
Product: Interest compounded and credited monthly. Average daily balance method used to calculate interest. $15 monthly service charge applies if minimum daily balance is not maintained ($10,000 in account details, $1,000 in comparison table).
Offer: Monthly fee waived with qualifying minimum daily balance.
0.70% interest rate · $15 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Premier Money Market Savings Balance APY Up to $10,000 0.70% $10,000 – $25,000Your amount 0.90% $25,000 – $50,000 0.95% $50,000 – $100,000 1.06% $100,000 – $250,000 1.31% $250,000 – $1,000,000 1.46% $1,000,000 – $2,500,000 1.56% $2,500,000 – $5,000,000 1.61% $5,000,000 and up 1.66% Rate checked
More details - MY CREDIT UNIONMoney MarketMoney Market · $5,000 min · 0.30%–0.90% by balance
Credit union · 4 branches
0.90%APY$90 a year on $10,000Requirements
Product: Must maintain $5 in Membership Share Account for membership eligibility. Offers typically higher rate of return than standard Regular Share Account.
Offer: Minimum daily balance to earn stated APY is $1. Tier applies to balances below $5,000.
0.30% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.30% $5,000 and upYour amountTier applies to balances above $25,000. 0.90% Rate checked
More details - Security BankUSAMoney Market Savings AccountMoney Market Savings Account · $1,000 min
Bank · 2 branches
0.90%APY$90 a year on $10,000Requirements
Product: Traditional Money Market Deposit Account. Open with a $1,000 minimum opening balance and maintain $1,000 minimum balance to avoid service charges. Monthly service charge is $6 if balance below $1,000. Interest compounded and credited monthly.
Offer: Monthly service charge of $6 if balance falls below $1,000. Interest compounded and credited monthly.
0.90% interest rate · $6 monthly fee
Rate checked
More details - 0.90%APY$90 a year on $10,000
Requirements
Product: Avoid the $4 monthly maintenance fee by maintaining a $50 average daily balance ($1 monthly fee by maintaining a $25 average daily balance for minors). 3 free withdrawals per month (5 for minors), then $1 fee per excess withdrawal.
Offer: $100 minimum deposit to open ($25 for minors). Monthly maintenance fee waived with $50 average daily balance ($25 for minors).
0.45% interest rate · $4 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Investors Savings Account Balance APY Up to $5,000 0.45% $5,000 – $50,000Your amount 0.90% $50,000 and up 1.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
511 accounts at 189 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch