Credit union · NCUA insured
Superior Choice Credit Union Savings Rates
Superior Choice Credit Union’s best savings rate is 1.00% APY on $10,000, with its Premier Money Market Accounts. Rates checked October 16, 2026.
How Superior Choice Credit Union’s savings rates compare
Compared with banks and credit unions near Duluth, MN-WI, where Superior Choice Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Superior Choice Credit Union
1.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $100
Premier Money Market Accounts
Top rate
Affinity Plus
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Superior Choice Credit Union savings score
84
Savings score
Higher than 67% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Superior Choice Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Money Market Accounts
1.00%APY
Membership eligibility required. $2,500.00 minimum opening requirement. If the balance falls below the $2,500.00 minimum balance requirement, a $10.00 monthly maintenance fee will be imposed. Rates may change at anytime after account opening. Fees may reduce earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000If balance falls below $2,500.00, a $10.00 monthly maintenance fee applies. | 0.50% | — | If balance falls below $2,500.00, a $10.00 monthly maintenance fee applies. |
| $10,000 – $25,000If balance falls below $2,500.00, a $10.00 monthly maintenance fee applies. | 1.00% | $100 | If balance falls below $2,500.00, a $10.00 monthly maintenance fee applies. |
| $25,000 – $50,000If balance falls below $2,500.00, a $10.00 monthly maintenance fee applies. | 1.00% | — | If balance falls below $2,500.00, a $10.00 monthly maintenance fee applies. |
| $50,000 – $100,000If balance falls below $2,500.00, a $10.00 monthly maintenance fee applies. | 1.75% | — | If balance falls below $2,500.00, a $10.00 monthly maintenance fee applies. |
| $100,000 – $250,000If balance falls below $2,500.00, a $10.00 monthly maintenance fee applies. | 2.00% | — | If balance falls below $2,500.00, a $10.00 monthly maintenance fee applies. |
| $250,000 and upIf balance falls below $2,500.00, a $10.00 monthly maintenance fee applies. | 2.50% | — | If balance falls below $2,500.00, a $10.00 monthly maintenance fee applies. |
Sources (1)
- superiorchoice.com/accounts/savings/premier-money-market · captured Oct 5, 2026
(Fill in the Blank) Savings
0.10%APY
No monthly maintenance fee. No minimum balance requirements or penalties.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
All captured Sep 18, 2026
Membership Savings
0.10%APY
Membership eligibility required. Minimum balance required to earn APY is $5.00. No monthly fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance required to earn APY is $5.00.$5 and up | 0.10% | $10 | Minimum balance required to earn APY is $5.00. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Passbook IRA
0.50%APY
Available as Roth IRA or Traditional IRA savings. Consult tax advisor for additional tax information.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Health Savings Account
0.25%APY
Health Savings Account (HSA). Consult with your tax advisor for additional tax information.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.25% | — |
| $100 – $2,500 | 0.25% | — |
| $2,500 – $10,000 | 0.25% | — |
| $10,000 – $25,000 | 0.25% | $25 |
| $25,000 and up | 0.25% | — |
Sources (2)
All captured Sep 18, 2026
Christmas Club Savings
0.20%APY
Funds become available on October 31st / released by the first week of November. No monthly service charge. No minimum balance requirements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5 initial deposit stated on product page; rate table lists $0 minimum balance to open.Any balance | 0.20% | $20 | $5 initial deposit stated on product page; rate table lists $0 minimum balance to open. |
Sources (2)
All captured Sep 18, 2026
Who can join Superior Choice Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons employed or living in designated counties in Wisconsin (Ashland, Barron, Bayfield, Burnett, Clark, Chippewa, Douglas, Dunn, Eau Claire, Iron, Rusk, Sawyer, Taylor, Washburn) or Minnesota (Carlton, Itasca, St. Louis) are eligible for membership.
Military, government and schools
- Members of various local schools are eligible for membership.
Other ways
- Depositors or borrowers of Dairyland State Bank obtained in the purchase and assumption transaction effective August 31, 2018 are eligible for membership.
Cost to join
- A share account of $5 must be established and maintained at all times to enjoy membership benefits.
Membership information collected October 5, 2026.