Compare Bank & Credit Union Rates
Best savings rates in Minnesota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Minnesota
- Minnesota FirstPremium High Yield Savings AccountSavings · $5,000 min · 2.10%–2.75% by balance
Bank · 4 branches
2.10%APY$210 a year on $10,000Requirements
Product: Must deposit and maintain minimum daily balance of $5,000.
No monthly fee · Effective Oct 1, 2023
Rate by balance
Rate by balance for Premium High Yield Savings Account Balance APY $5,000 – $35,000Your amount 2.10% $35,000 – $70,000 2.40% $70,000 – $100,000 2.50% $100,000 and up 2.75% Rate checked
More details - Security State Bank of MarineMoney Market PlatinumMoney Market Platinum · 0.15%–3.56% by balance
Bank · 4 branches
2.02%APY$202 a year on $10,000Requirements
Product: Variable interest rate varying with balance maintained; interest paid monthly.
Offer: Balance less than $10,000.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Platinum Balance APY Any balance 0.15% $10,000 – $99,999Your amount 2.02% $100,000 – $249,999 2.53% $250,000 – $499,999 3.04% $500,000 and up 3.56% Rate checked
More details - Luminate BankMoney Market SavingsMoney Market Savings · $0 min · 1.76%–2.78% by balance
Bank · 2 branches
2.02%APY$202 a year on $10,000Requirements
Product: Minimum balance of $1,000 to avoid $10 monthly fee.
Offer: Minimum balance of $1,000 to avoid $10 monthly fee.
1.75% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Over $0 1.76% $10,000 and upYour amount 2.02% $250,000 and up 2.53% $1,000,000 and up 2.78% Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Product: Minimum balance of $10,000 to open. Minimum withdrawal of $1,000. Interest is compounded daily and credited to the account monthly. Variable rate subject to change on the 15th of each month based on the 3 month U.S. Treasury Bill. If balance falls below the $10,000.00 minimum, rate converts to ASB Regular Savings rate for the days that the balance is under the minimum.
Offer: Minimum balance of $10,000 to open. Rate subject to change on the 15th of each month based on the 3 month U.S. Treasury Bill. If balance falls below $10,000.00, rate converts to ASB Regular Savings rate for days under minimum.
2.00% interest rate · Compounded daily · Effective Jun 28, 2023
Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Product: All savings accounts require ownership of at least one $5.00 share in the credit union to open the account. Minimum deposit of $50.00 per deposit and minimum withdrawal of $500.00 per transfer or withdrawal. Limit of 6 withdrawals or transfers per month (excess withdrawal fee applies). A daily balance of $2,500 is required to earn APY.
Offer: Minimum balance required to earn APY is $2,500.00.
2.00% interest rate · Effective Mar 1, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Must be New Money not on deposit with Credit Union 1 within the last 12 months and transferred from a different financial institution. No CU1 to CU1 balance transfers permitted.
Offer: Must be New Money deposited into the account. No minimum deposit to open and no monthly maintenance fees. Minimum balance of $1 to earn dividends. Dividends paid on the last day of the month and compounded monthly.
1.98% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Requires a linked Security High Yield Checking or Security Cash Back Checking account. Limit of 1 account per Social Security number. $25.00 minimum deposit to open.
Offer: Qualifying rate on daily balances up to and including $25,000 when qualifications are met during a Monthly Qualification Cycle (eStatements, at least 1 direct deposit/ACH credit, at least 12 debit card purchases post and settle).
Qualified rate · No monthly fee · Effective Jan 27, 2026
Rate checked
More details - Midwest BankMidwest Money Market SavingsMidwest Money Market Savings · $1,000 min · 1.50%–3.51% by balance
Bank · 7 branches
2.00%APY$200 a year on $10,000Requirements
Product: Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings, including IRA/HSA transfer fees. Avoid the $6 monthly service charge by maintaining a $1,000 minimum daily balance.
Offer: Minimum balance to obtain APY is $0.01 daily balance. Avoid $6 monthly service charge with $1,000 minimum daily balance.
1.49% interest rate · $6 monthly fee
Rate by balance
Rate by balance for Midwest Money Market Savings Balance APY Up to $10,000 1.50% $10,000 – $50,000Your amount 2.00% $50,000 – $100,000 2.50% $100,000 – $250,000 3.00% $250,000 – $500,000 3.10% $500,000 – $1,000,000 3.35% $1,000,000 – $5,000,000 3.51% $5,000,000 – $1,000,000,000 3.51% Rate checked
More details - Associated Healthcare Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.05%–3.05% by balance
Credit union · 5 branches
2.00%APY$200 a year on $10,000Requirements
Product: Open with as little as $2,500. Up to 6 free withdrawals per month via internet or telephone; additional withdrawals may incur a fee ($10.00 for every money market withdrawal after 6 per month). Non-IRA money market accounts below $2,500 assessed $10.00 monthly fee. Dividends compounded monthly. Insured by NCUA up to $250,000. Membership eligibility required.
Offer: All money market accounts below $2,500 will earn 0.05% APY. Non-IRA money market accounts below $2,500 assessed $10.00 fee.
Compounded monthly · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.05% $2,500 – $50,000Your amount 2.00% $50,000 – $100,000 2.25% $100,000 – $200,000 2.50% $200,000 – $500,000 2.75% $500,000 and up 3.05% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: No monthly maintenance fee. No minimum balance to earn rewards. $50 minimum deposit to open. Links to free Center Rewards or Center Cash Back checking.
Offer: Earns 2.00% APY on balances up to $35,000 when qualifications are met in linked Center Rewards or Center Cash Back checking during each monthly qualification cycle: at least one ACH direct deposit or ACH automatic payment, at least 10 debit card purchases post and clear, and enrollment in electronic statements.
Qualified rate · Balance cap $35,000 · No monthly fee
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Requires monthly Direct Deposit/ACH credit and enrollment in eStatements. Limit of 1 account per individual.
Offer: Applies to daily balances up to $100,000 when qualification requirements are met in the linked Kasasa checking account (at least 15 debit/credit card purchases, at least 1 ACH transaction monthly, and enrolled in eStatements).
Qualified rate · No monthly fee · Effective Feb 20, 2024
Rate by balance
Rate by balance for Kasasa Saver® Balance APY Up to $100,000Your amount 2.00% Over $100,000 1.00% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Altra Federal Credit UnionBest Life Advantage Tiered SavingsSavings · $0 min · 1.90%–2.40% by balance
Credit union · 4 branches
1.90%APY$190 a year on $10,000intro rateRequirements
Product: Annual Percentage Yield (APY) based on average daily balance. Membership eligibility required. One account per member; personal accounts only. Account balance may be added to at any time; no penalty for withdrawal. No checking or direct deposit required. Limited time offer.
Promotional rate · 1.88% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Best Life Advantage Tiered Savings Balance APY Up to $14,999Your amount 1.90% $15,000 – $49,999 2.00% $50,000 – $74,999 2.10% $75,000 – $99,999 2.20% $100,000 – $149,999 2.30% $150,000 and up 2.40% Rate checked
More details - TopLine Financial Credit UnionTopLine SavingsSavings · $5,000 min · 1.80%–3.00% by balance
Credit union · 11 branches
1.80%APY$180 a year on $10,000Requirements
Product: Minimum balance requirement of $5,000 to earn dividends; balances below $5,000 will not earn dividends. No monthly service fee.
Offer: Dividends calculated daily and paid monthly.
1.78% interest rate · No monthly fee
Rate by balance
Rate by balance for TopLine Savings Balance APY $5,000 – $24,999Your amount 1.80% $25,000 – $49,999 2.05% $50,000 – $99,999 2.30% $100,000 – $149,999 2.60% $150,000 – $249,999 2.80% $250,000 and up 3.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Minnesota
511 accounts at 189 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch