Compare Bank & Credit Union Rates
Best savings rates in Jackson, MI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Jackson, MI
- Ignite Credit UnionAmped Savings AccountSavings · $0 min · 0.01%–5.00% by balance
Credit union · 1 branch
5.00%APY$500 a year on $10,000with conditionsRequirements
Product: Requires an active Amped Checking account meeting monthly requirements and an active loan in good standing. If criteria for Amped Checking are not met, account earns 0.01% APY.
Offer: Variable rate. Compounded and credited monthly. Calculated using average daily balance method.
Qualified rate · 4.89% interest rate · No monthly fee · Effective Jul 3, 2026
Rate by balance
Rate by balance for Amped Savings Account Balance APY Up to $25,000Your amount 5.00% Over $25,000 0.01% Rate checked
More details - 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 3 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - TRUE Community Credit UnionHigh-Yield Savings AccountSavings · $0 min · 0.05%–3.25% by balance
Credit union · 2 branches
3.25%APY$325 a year on $10,000Requirements
Product: Intended for personal savings purposes. One High-Yield Savings Account per SSN. Available to new and current members. Membership eligibility and account approval required. Deposits are insured up to $250,000 by NCUA, with an additional $250,000 insured by ESI for balances over NCUA limits.
Offer: Applies to balances up to $100,000. No monthly maintenance fees. No minimum balance required to open.
3.20% interest rate · No monthly fee
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $100,000Your amount 3.25% Over $100,000 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 3 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 1.25%APY$125 a year on $10,000intro rate
Requirements
Product: Higher dividend paid monthly; additional deposits allowed at any time.
Offer: Valid through 10/11/2026.
Promotional rate
Rate by balance
Rate by balance for IMMA Balance APY $2,000 and up 1.25% $10,000 and upYour amount 1.25% $25,000 and up 1.40% $50,000 and up 1.50% $100,000 and up 2.15% $500,000 and up 2.65% $1,000,000 and up 3.50% $2,000,000 and up 3.50% $5,000,000 and up 3.50% Rate checked
More details - MSU Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,000 min · 1.25%–1.85% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000intro rateRequirements
Product: Dividends are calculated daily and paid monthly on balances of $2,000 or more. A monthly fee of $5.00 applies if the balance falls below $2,000. No debit card required and paper statements are optional. Membership in MSUFCU requires opening a Spartan Saver account with a $5 opening deposit.
Offer: Tier 1 rate. $5 monthly fee applies if balance falls below $2,000. Valid thru 10/11/2026.
Promotional rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,000 and up 1.25% $10,000 and upYour amountTier 2 rate. 1.25% $50,000 and upTier 3 rate. 1.50% $100,000 and upTier 4 rate. 1.85% Rate checked
More details - Aeroquip CUMoney Market AccountsMoney Market Accounts · $2,500 min · 0.75%–1.26% by balance
Credit union · 1 branch
1.01%APY$101 a year on $10,000Requirements
Product: Tiered rate structure. No monthly service fees. Low $2,500 starting balance. Unlimited deposits, 3 free withdrawals per month. Rates are determined by the Board of Directors and may change at any time.
0.75% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $10,000 0.75% $10,000 – $25,000Your amount 1.01% $25,000 and up 1.26% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Deposits can be made by payroll deductions or automatic transfer with the exception of initial deposit. Withdrawals can only be made during the months of May, June, July, and August. Funds will be transferred automatically to your MSUFCU checking or savings account.
Offer: Withdrawals restricted to May, June, July, and August.
Effective Aug 25, 2026
Rate checked
More details - Ignite Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.70%–1.00% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Offer: Minimum balance to earn stated APY is $0.01.
0.70% interest rate · Effective Jul 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 – $100,000 0.90% $100,000 and up 1.00% Rate checked
More details - Chelsea State BankCSB Combined Money Market SavingsCSB Combined Money Market Savings · $1 min · 0.55%–1.56% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Available to customers with a Chelsea State Bank checking account. Monthly statement combined with checking account. Avoid $10 monthly fee by maintaining a $1,000 minimum daily balance.
Offer: Fee waived if $1,000 minimum daily balance is maintained; $2 per debit over 10 per month.
Qualified rate · 0.55% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for CSB Combined Money Market Savings Balance APY Up to $24,999Your amount 0.55% $25,000 – $49,999 0.80% $50,000 – $149,999 1.06% $150,000 and up 1.56% Rate checked
More details - Chelsea State BankCSB Money Market SavingsCSB Money Market Savings · $1 min · 0.40%–0.55% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Avoid $10 monthly service fee by maintaining a $1,000 minimum daily balance; $10 monthly fee when balance falls below $1,000 during the month. Combined monthly statement with checking account.
Offer: Fee waived if $1,000 minimum daily balance is maintained; $2 per debit over 10 per month.
0.40% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for CSB Money Market Savings Balance APY Up to $2,499 0.40% $2,500 and upYour amount 0.55% Rate checked
More details - Chelsea State BankCSB Combined Statement SavingsSavings · $1 min · 0.55%–0.60% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Must be linked to any Chelsea State Bank checking account. Monthly statement combined with checking account. No monthly service fee. $1 minimum deposit to open.
Offer: Tier 1 rate for balances from $1 to $99,999. Minimum balance to earn APY is $1.00. No monthly service fee. Monthly statement combined with checking account.
Qualified rate · 0.55% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for CSB Combined Statement Savings Balance APY Up to $99,999Your amount 0.55% $100,000 and up 0.60% Rate checked
More details - American 1 Credit UnionMoney Market AccountMoney Market Account · $5,000 min
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rate may change after account opening. Annual Percentage Yield is calculated by the daily balance method. Dividends may be paid quarterly, semi-annually, and annually.
Offer: Rate may change after account opening. Dividends may be paid quarterly, semi-annually, and annually.
0.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - TRUE Community Credit UnionSuper Cash Money MarketSuper Cash Money Market · $0 min · 0.00%–0.70% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: No monthly service fee. Tiered rates based on balance.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Super Cash Money Market Balance APY Up to $2,000 0.00% $2,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.60% Over $100,000 0.70% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Jackson, MI
37 accounts at 10 banks and credit unions · checked Oct 5–17
- Typical
- 0.15%
- Top 10% from
- 3.19%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.15%
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Jackson, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Aeroquip CUCredit union · 2 branches
- Flagstar BankBank · 7 branches
- MSU Federal Credit UnionCredit union · 1 branch