Compare Bank & Credit Union Rates
Best savings rates in East Lansing, MI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in East Lansing, MI
- First National Bank of AmericaHigh Yield Savings PromotionSavings · $1,000 min · 3.86%–4.20% by balance
Bank · 1 branch
4.20%APY$420 a year on $10,000intro rateRequirements
Product: Promotional rate available to new accounts only for the first 6 months from date of account opening on new money (funds deposited from external source not held at FNBA within the last 30 days). Tiered variable-rate account. After promotion period ends, Platinum HYSA rates apply. Entire balance earns the applicable tier rate.
Offer: Promotional rate applies to all balances for the first 6 months when bringing new money to FNBA.
Promotional rate · 4.12% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for High Yield Savings Promotion Balance APY Any balanceYour amount 4.20% Over $250,000 3.86% Rate checked
More details - 3.75%APY$375 a year on $10,000
Requirements
Product: No fee with balances over $1,000.
Offer: Earn up to 3.75% APY. No fee with balances over $1,000.
Rate checked
More details - 3.60%APY$360 a year on $10,000intro rate
Requirements
Product: Promotional rate available to new accounts only for the first 6 months from date of account opening on new money (funds deposited from external source not held at FNBA within the last 30 days). Tiered variable-rate account. After promotion period ends, Platinum HYSA rates apply. Entire balance earns the applicable tier rate.
Offer: Promotional rate tier for balances $250,000 or Less. Entire balance earns the applicable tier rate.
Promotional rate · 3.54% interest rate · Balance cap $250,000 · Effective Oct 9, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 1 branch
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - First National Bank of AmericaPlatinum High Yield SavingsSavings · $1,000 min · 3.00%–3.51% by balance
Bank · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: Tiered, variable-rate savings account available to new FNBA customers with a minimum opening deposit of $1,000. Existing FNBA customers can convert their standard HYSA to Platinum HYSA by depositing a one-time lump sum of $20,000 of new money by December 31, 2026. Entire balance earns tier rate. $10 monthly service fee assessed if a minimum balance of $1,000 is not maintained.
Offer: Rate for account balances up to $250,000. Entire balance earns tier rate. $10 monthly service fee if balance falls below $1,000.
$10 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Platinum High Yield Savings Balance APY Up to $250,000Your amount 3.00% Over $250,000 3.51% Rate checked
More details - First National Bank of AmericaStandard High Yield SavingsSavings · $1,000 min · 2.50%–3.51% by balance
Bank · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: Tiered, variable-rate account with a minimum opening deposit of $1,000. The APY for the applicable tier applies to the entire account balance. $10 monthly service fee assessed if a minimum balance of $1,000 is not maintained.
Offer: Balances up to $50,000 earn 2.50% APY. The APY for the applicable tier applies to the entire account balance. $10 monthly service fee assessed if minimum balance of $1,000 is not maintained.
$10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Standard High Yield Savings Balance APY Up to $50,000Your amount 2.50% $50,000 – $250,000Entire balance earns tier rate. $10 monthly service fee if minimum balance of $1,000 is not maintained. 3.00% Over $250,000$10 monthly service fee if minimum balance of $1,000 is not maintained. 3.51% Rate checked
More details - 1.25%APY$125 a year on $10,000intro rate
Requirements
Product: Higher dividend paid monthly; additional deposits allowed at any time.
Offer: Valid through 10/11/2026.
Promotional rate
Rate by balance
Rate by balance for IMMA Balance APY $2,000 and up 1.25% $10,000 and upYour amount 1.25% $25,000 and up 1.40% $50,000 and up 1.50% $100,000 and up 2.15% $500,000 and up 2.65% $1,000,000 and up 3.50% $2,000,000 and up 3.50% $5,000,000 and up 3.50% Rate checked
More details - MSU Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,000 min · 1.25%–1.85% by balance
Credit union · 4 branches
1.25%APY$125 a year on $10,000intro rateRequirements
Product: Dividends are calculated daily and paid monthly on balances of $2,000 or more. A monthly fee of $5.00 applies if the balance falls below $2,000. No debit card required and paper statements are optional. Membership in MSUFCU requires opening a Spartan Saver account with a $5 opening deposit.
Offer: Tier 1 rate. $5 monthly fee applies if balance falls below $2,000. Valid thru 10/11/2026.
Promotional rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,000 and up 1.25% $10,000 and upYour amountTier 2 rate. 1.25% $50,000 and upTier 3 rate. 1.50% $100,000 and upTier 4 rate. 1.85% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Deposits can be made by payroll deductions or automatic transfer with the exception of initial deposit. Withdrawals can only be made during the months of May, June, July, and August. Funds will be transferred automatically to your MSUFCU checking or savings account.
Offer: Withdrawals restricted to May, June, July, and August.
Effective Aug 25, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Offers a simple way to build savings with an ATM card usable at over 55,000 surcharge-free ATMs. Requires a $199 minimum average balance per statement cycle to avoid service fees. Transaction limits apply.
Offer: Requires a $199 minimum average balance per statement cycle to avoid service fees.
0.25% interest rate · Effective Oct 9, 2026
Rate checked
More details - Independent BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.06%–2.17% by balance
Bank · 1 branch
0.12%APY$12 a year on $10,000with conditionsRequirements
Offer: With a Checking Relationship with Independent Bank
Qualified rate · 0.06% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $9,999 0.06% $10,000 – $24,999Your amount 0.12% $25,000 – $49,999 0.50% $50,000 – $99,999 1.11% $100,000 – $249,999 1.61% $250,000 and up 2.17% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - Independent BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.01%–2.12% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Offer: Without a Checking Relationship with Independent Bank
Qualified rate · 0.01% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $9,999 0.01% $10,000 – $24,999Your amount 0.07% $25,000 – $49,999 0.45% $50,000 – $99,999 1.06% $100,000 – $249,999 1.56% $250,000 and up 2.12% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Maintain a $500 minimum daily balance, combined account statements, or eStatements to avoid a $12 quarterly service fee. Interest is calculated on a daily balance method and compounded/paid quarterly. Minimum balance to earn interest is $0.01.
0.01% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Eagle Savings Balance APY Up to $9,999 0.01% $10,000 – $24,999Your amount 0.07% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.30% $250,000 and up 0.60% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in East Lansing, MI
33 accounts at 9 banks and credit unions · checked Oct 5–22
- Typical
- 0.06%
- Top 10% from
- 3.23%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.05%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Lansing, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Flagstar BankBank · 3 branches
- CASE Credit UnionCredit union · 5 branches
- LAFCUCredit union · 8 branches