Compare Bank & Credit Union Rates
Best savings rates in Maryland
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Maryland
- ACT 1st Federal Credit UnionMoney Maker Money MarketMoney Maker Money Market · $2,500 min · 0.25%–0.95% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Must have an active share account and maintain a $2,500.00 average daily balance to earn stated APY. $10.00 monthly service fee avoided by maintaining an average daily balance of at least $2,500.00. Membership requires opening a savings account with a minimum deposit of $5.00.
Offer: Must have an active share account and maintain a $2,500.00 average daily balance to earn stated APY. $10.00 monthly service fee waived with average daily balance of at least $2,500.00.
0.25% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Maker Money Market Balance APY $2,500 – $15,000Your amount 0.25% $15,000 – $30,000 0.30% $30,000 – $75,000 0.35% $75,000 – $150,000 0.40% $150,000 – $250,000 0.45% $250,000 – $500,000 0.75% $500,000 and up 0.95% Rate checked
More details - Treasury Department FCUShare Saving AccountSavings · $10 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Compounded monthly and credited monthly. A Share Savings Account is required to be a member of TDFCU.
0.20% interest rate · Compounded monthly · Effective Oct 1, 2025
Rate by balance
Rate by balance for Share Saving Account Balance APY Up to $5,000 0.20% $5,000 – $15,000Your amount 0.25% $15,000 – $50,000 0.30% Over $50,000 0.40% Rate checked
More details - Treasury Department FCUAdditional Share AccountSavings · $1 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Compounded monthly and credited monthly.
0.20% interest rate · Compounded monthly · Effective Oct 1, 2025
Rate by balance
Rate by balance for Additional Share Account Balance APY Up to $5,000 0.20% $5,000 – $15,000Your amount 0.25% $15,000 – $50,000 0.30% Over $50,000 0.40% Rate checked
More details - National Capital BankPremium Money MarketPremium Money Market · $2,500 min · 0.05%–1.51% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: $2,500.00 minimum balance required to open and maintain to avoid a $10.00 monthly service charge. Free Visa Check Card, Online Banking with eStatements, and Mobile Banking.
Offer: $0.01 minimum balance to obtain APY. $2,500 minimum balance to avoid $10 monthly service charge.
0.05% interest rate · $10 monthly fee · Effective Feb 19, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.35% $50,000 – $100,000 0.45% $100,000 – $125,000 0.55% $125,000 – $250,000 0.60% $250,000 – $500,000 0.75% $500,000 – $1,000,000 1.00% $1,000,000 and up 1.51% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - Destinations Credit UnionHigh YieldHigh Yield · $2,500 min · 0.15%–0.20% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Variable dividend rate. Calculated daily, compounded monthly and paid monthly. Minimum required daily balance is $2,500.00; failing to maintain $2,500.00 is subject to closing the High Yield Account and transferring remaining funds to a Savings Share.
Offer: Daily balance tier $2,500 - $9,999.99. Rate may change monthly based on determination of Credit Union Board of Directors.
0.15% interest rate · Compounded monthly
Rate by balance
Rate by balance for High Yield Balance APY $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 and up 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends credited and compounded monthly on full balance. Membership requirement.
0.20% interest rate · Compounded monthly · Effective Oct 8, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
0.20% interest rate · Effective Oct 8, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Straightforward interest-bearing savings account for everyday needs, future goals, and unexpected expenses.
Offer: Variable interest rate. Maintain a $250 average statement balance to avoid the $5 monthly maintenance fee. Enrollment in e-Statements required to avoid a $2 monthly paper statement fee. No minimum balance requirement or statement fee when primary account owner is under age 18.
$5 monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Designed to build savings alongside Momentum Checking. Must maintain a Momentum Checking Account unless primary account owner is under age 18.
Offer: Variable interest rate. No monthly service fee for the first year; maintain a $100 average statement balance after the first year to avoid a monthly service fee. Enrollment in e-Statements is required to avoid a $2 monthly paper statement fee. Must maintain a Momentum Checking account unless primary owner is under 18.
Qualified rate · No monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Average balance requirement of $10,000.00 to avoid $10.00 monthly balance requirement fee.
Offer: Average balance requirement of $10,000.00 to avoid $10.00 monthly balance requirement fee. Interest rate and annual percentage yield may change after account opening.
0.20% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Supreme Savings Balance APY Up to $50,000Your amount 0.20% Over $50,000 0.65% Rate checked
More details - John Marshall BankMoney Market AccountMoney Market Account · $100 min · 0.20%–1.50% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: The interest rate and annual percentage yield may change after account opening.
0.20% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.20% $25,000 – $100,000 0.30% $100,000 – $250,000 1.10% $250,000 – $500,000 1.30% Over $500,000 1.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Par value for FedChoice Membership is $5.00, which represents minimum one share purchase and provides account free of maintenance fee charges. Dividends compounded and credited quarterly. Balance method: Average Daily Balance. Membership eligibility applies.
Offer: Minimum daily balance to earn declared rate is $50.00.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends compounded and credited quarterly. Balance method: Average Daily Balance. Membership eligibility applies.
Offer: Minimum daily balance to earn declared rate is $50.00.
Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maryland
290 accounts at 105 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 1.96%
- Banks, typical
- 0.14%
- Credit unions, typical
- 0.20%
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Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches