Credit union · NCUA insured
Nymeo Federal Credit Union
A $408.5M credit union headquartered in Frederick, MD, with 20,941 members and 3 branches in Maryland. Best rates: CDs 3.75% and savings 0.20% APY.
Nymeo Federal Credit Union Carrot Score
85
Carrot Score
Higher than 69% of U.S. banks and credit unions
#44 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Nymeo Federal Credit Union
Founded in 1933, Nymeo Federal Credit Union is a member-owned cooperative financial institution.
It serves counties in Maryland, West Virginia, and Pennsylvania, and operates SweetLeaf Financial focusing on cannabis banking solutions.
- Headquarters
- 5210 Chairmans Ct, Frederick, MD 21703
- NCUA charter
- 16408
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, attend school, volunteer, or conduct regular business in eligible counties in MD (Carroll, Frederick, Howard, Montgomery, Washington), WV (Berkeley, Jefferson, Morgan), or PA (Franklin) are eligible to join.
Family and household
- Immediate family members of an existing member (parents, stepparents, children, stepchildren, siblings, stepsiblings, grandchildren, and grandparents) are eligible to join.
- Household members living in the same residence maintaining a single economic unit with an existing member are eligible to join.
Other ways
- Individuals not otherwise eligible can join through affiliation with a Nymeo-supported charitable organization (e.g., Humane Society of Frederick County, Maryland) via a minimum $10.00 contribution made on their behalf by Nymeo.
Cost to join
- It costs $5 to get started and open membership.
Branches
3 branches in Maryland
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Maryland
3 branches
- Frederick5301 Buckeystown Pike, Ste 205D, Frederick, MD 21704Directions
- Thomas Johnson193 Thomas Johnson Dr, Frederick, MD 21702Directions
- Gaithersburg - Bank Street1 Bank St, Ste 100, Gaithersburg, MD 20878Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.11% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.93% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.75% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $84 | $76 | — |
- CapitalNet worth ratio11.11%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.93%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.75%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$84Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Nymeo Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.