Credit union · NCUA insured
Nymeo Federal Credit Union Savings Rates
Nymeo Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its Additional Share Savings. Rates checked October 22, 2026.
How Nymeo Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Nymeo Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Nymeo Federal Credit Union
0.20%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $20
Share Savings Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Nymeo Federal Credit Union savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Nymeo Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Additional Share Savings
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.20% | — |
| $2,500 and up | 0.20% | $20 |
Sources (1)
- nymeo.org/personal/accounts/deposit-account-rates · captured Oct 22, 2026
Share Savings Account
0.20%APY
Dividends credited and compounded monthly on full balance. Membership requirement.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.20% | $20 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
Combo Club
0.20%APY
Funds released on November 1st and May 15th. Automatic deposits available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (2)
All captured Oct 22, 2026
Holiday Club
0.20%APY
Funds released on November 1st. Automatic deposits available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (2)
All captured Oct 22, 2026
Vacation Club
0.20%APY
Funds released on May 15th. Automatic deposits available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (2)
All captured Oct 22, 2026
IRA Savings Accounts
0.10%APY
Make deposits at any time. No fixed term. Deposits may be made through payroll deduction. Includes Traditional, Roth, and Coverdell ESA options.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
- nymeo.org/personal/accounts/deposit-account-rates
- nymeo.org/personal/accounts/in…dual-retirement-accounts
All captured Oct 22, 2026
Who can join Nymeo Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, attend school, volunteer, or conduct regular business in eligible counties in MD (Carroll, Frederick, Howard, Montgomery, Washington), WV (Berkeley, Jefferson, Morgan), or PA (Franklin) are eligible to join.
Family and household
- Immediate family members of an existing member (parents, stepparents, children, stepchildren, siblings, stepsiblings, grandchildren, and grandparents) are eligible to join.
- Household members living in the same residence maintaining a single economic unit with an existing member are eligible to join.
Other ways
- Individuals not otherwise eligible can join through affiliation with a Nymeo-supported charitable organization (e.g., Humane Society of Frederick County, Maryland) via a minimum $10.00 contribution made on their behalf by Nymeo.
Cost to join
- It costs $5 to get started and open membership.
Membership information collected October 4, 2026.