Compare Bank & Credit Union Rates
Best savings rates in Maryland
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 211–225 results in Maryland
- 0.05%APY$5 a year on $10,000
Requirements
Product: Monthly maintenance fee of $7 is waived unless daily balance falls below $2,500 in a statement cycle. An activity fee of $15 applies for each debit transaction in excess of six per statement cycle.
Offer: Tier for balances below $2,500; minimum balance required to earn APY is $0.01. Monthly maintenance fee of $7 waived unless daily balance falls below $2,500.
0.05% interest rate · $7 monthly fee · Effective Oct 5, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 113 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - PenFed Credit UnionMoney Market Savings AccountMoney Market Savings Account · $25 min
Credit union · 1 branch
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - IBEW 26 Federal Credit UnionMoney Market SavingsMoney Market Savings · $300 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: A $10,000 minimum balance is required to earn higher dividends. Balance method: Average Daily Balance. Dividends compounded quarterly and credited quarterly (Calendar Quarter). Minimum balance to avoid service fee is $300.
Offer: Balance tier $300 – $10,000. Minimum balance to earn the stated APY is $300. Minimum balance to avoid service fee is $300.
0.05% interest rate · Compounded quarterly · Effective Jun 25, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open to members of IBEW Local 26, Local 70, SMW Local 100, IUEC Local 10, Heat & Frost Insulators, Asbestos Workers Local 24, eligible contractors and employees, and their family members. Dividends compounded and credited quarterly based on average daily balance.
Offer: Dividends compounded quarterly, credited quarterly based on average daily balance. Minimum balance to earn stated APY is $300. Minimum balance to avoid service fee is $300 (refer to Schedule of Fees).
0.05% interest rate · Compounded quarterly · Effective Jun 25, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly maintenance fee unless daily balance falls below $100; then $3. An activity fee of $10 will be charged for each debit transaction in excess of 6 during a statement cycle. Interest calculated daily and credited monthly. Monthly statements.
Offer: No monthly maintenance fee unless daily balance falls below $100; then $3. Minimum balance required to earn APY is $100.
0.05% interest rate · $3 monthly fee · Effective Oct 5, 2026
Rate checked
More details - FedFinancial Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Dividend rates on Checking, Share, Money Market and Super Share and IRA Share accounts are declared by the Board of Directors at the end of each month and are subject to change.
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - F&M TrustMoney Management AccountMoney Management Account · $2,500 min · 0.05%–0.75% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY $2,500 – $25,000Your amount 0.05% $25,000 – $50,000 0.25% $50,000 – $100,000 0.35% $100,000 – $250,000 0.50% $250,000 – $500,000 0.75% $500,000 and up 0.75% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Available only to members who establish and maintain a Dividend Rewards or Debit Rewards Checking account. Monthly qualification criteria required to earn preferred rates: receive eStatements, post at least 12 debit and/or credit card (Platinum or First Card only) purchases, and post at least $500 in ACH deposits per monthly qualification cycle.
Offer: Applies to entire balance if monthly qualifications are not met.
Qualified rate · 0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires a $1.00 minimum balance to open and earn dividends.
Offer: Opening balance $1; balance to earn dividends $1.
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires a $1.00 minimum balance to open and earn dividends.
Offer: Minimum balance to open and earn dividends is $1.00.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance requirements apply to this account.
Offer: No minimum balance requirements.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $50.00 minimum opening balance. No monthly service charge with maintained minimum balance. Interest is compounded and credited quarterly. ATM card available with unlimited ATM withdrawals. Quarterly itemized statement.
Offer: $50.00 minimum opening balance. No monthly service charge with maintained minimum balance.
0.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $50 0.00% $50 and upYour amount 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maryland
290 accounts at 105 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 1.96%
- Banks, typical
- 0.14%
- Credit unions, typical
- 0.20%
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Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches