Credit union · NCUA insured
IBEW 26 Federal Credit Union Savings Rates
IBEW 26 Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Money Market Savings. Rates checked October 22, 2026.
How IBEW 26 Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where IBEW 26 Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
IBEW 26 Federal Credit Union
0.05%APY
- Requires
- None
- Minimum
- $300
- Earns on $10,000 a year
- $5
Money Market Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
IBEW 26 Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where IBEW 26 Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.05%APY
A $10,000 minimum balance is required to earn higher dividends. Balance method: Average Daily Balance. Dividends compounded quarterly and credited quarterly (Calendar Quarter). Minimum balance to avoid service fee is $300.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 – $10,000Balance tier $300 – $10,000. Minimum balance to earn the stated APY is $300. Minimum balance to avoid service fee is $300. | 0.05% | $5 | Balance tier $300 – $10,000. Minimum balance to earn the stated APY is $300. Minimum balance to avoid service fee is $300. |
| $10,001 – $25,000Balance tier $10,001 – $25,000. Minimum balance to earn the stated APY is $10,001. Minimum balance to avoid service fee is $300. | 0.05% | — | Balance tier $10,001 – $25,000. Minimum balance to earn the stated APY is $10,001. Minimum balance to avoid service fee is $300. |
| $25,001 and upBalance tier $25,001 – Over. Minimum balance to earn the stated APY is 25,001. Minimum balance to avoid service fee is $300. | 0.05% | — | Balance tier $25,001 – Over. Minimum balance to earn the stated APY is 25,001. Minimum balance to avoid service fee is $300. |
Share Savings
0.05%APY
Open to members of IBEW Local 26, Local 70, SMW Local 100, IUEC Local 10, Heat & Frost Insulators, Asbestos Workers Local 24, eligible contractors and employees, and their family members. Dividends compounded and credited quarterly based on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upDividends compounded quarterly, credited quarterly based on average daily balance. Minimum balance to earn stated APY is $300. Minimum balance to avoid service fee is $300 (refer to Schedule of Fees). | 0.05% | $5 | Dividends compounded quarterly, credited quarterly based on average daily balance. Minimum balance to earn stated APY is $300. Minimum balance to avoid service fee is $300 (refer to Schedule of Fees). |
| $10,001 and upDividends compounded quarterly, credited quarterly based on average daily balance. Minimum balance to earn stated APY is $10,001. Minimum balance to avoid service fee is $300 (refer to Schedule of Fees). | 0.05% | — | Dividends compounded quarterly, credited quarterly based on average daily balance. Minimum balance to earn stated APY is $10,001. Minimum balance to avoid service fee is $300 (refer to Schedule of Fees). |
Sources (3)
All captured Oct 15, 2026
Special-purpose accounts
IRA Savings
0.05%APY
Available as Roth IRAs, Traditional IRAs, and Coverdell Education Savings Accounts (ESA). $25 fee to open an IRA. Special application required. Dividends earned quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upRate schedule lists .05 DR* (dividend rate) and .05 APR**; APY is omitted/null as deposit accounts do not carry APR. Dividends compounded and credited quarterly based on average daily balance. $25 fee to open an IRA.$300 and up | 0.05% | $5 | Rate schedule lists .05 DR* (dividend rate) and .05 APR**; APY is omitted/null as deposit accounts do not carry APR. Dividends compounded and credited quarterly based on average daily balance. $25 fee to open an IRA. |
Who can join IBEW 26 Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to members and contractors of IBEW Local 26, IBEW Local 70, SMW Local 100, IUEC Local 10, Heat & Frost Insulators, Asbestos Workers Local 24, UA Local 5 Plumbers and Gasfitters, and employees of signatory contractors.
Family and household
- Family members of eligible members, including spouses, children, parents, brothers, sisters, grandchildren, and grandparents, are eligible to join.
Cost to join
- A $5 membership fee is required when opening an account.
Membership information collected October 4, 2026.