Compare Bank & Credit Union Rates
Best savings rates in Kentucky
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 226–240 results in Kentucky
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Works together with REWARDChecking. Variable interest rate. ATM fee refunds automatically deposited into REWARDSavings.
Offer: Base rate received if monthly REWARDChecking qualifications are not met.
Qualified rate · Effective Jun 17, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.
Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.
Promotional rate · 0.05% interest rate · $20 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Market Monitor Balance APY Up to $20,000Your amount 0.05% $20,000 and upPromotional rate guaranteed through December 31, 2026 for new accounts opened between September 1, 2026 and December 1, 2026 funded with minimum $20,000 in new money not on deposit as of August 31, 2026 within 15 calendar days of opening. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must link to Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per social security number. Must be 18+ to apply online or 16+ to apply in branch with parent/guardian.
Offer: Base rate applied to all balances if qualifications are not met in attached Kasasa checking account.
Qualified rate · No monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A share account with a minimum balance requirement of $5.00 establishes and maintains your credit union membership. The average daily balance calculates the dividend and pays monthly at a rate determined by the Board of Directors.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $100 minimum balance requirement; $6 monthly service charge if balance falls below minimum.
Offer: Minimum balance to obtain APY is Any. $6 monthly service charge if balance falls below $100.
0.05% interest rate · $6 monthly fee · Effective Dec 19, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Applicant must be at least 18 years of age, and either an existing customer, or a resident of Indiana, Kentucky, Ohio or Tennessee to open online. E-statements are free; paper statements are $2 per quarter.
Offer: Interest is compounded daily and paid quarterly.
0.05% interest rate · Compounded daily · Effective Sep 16, 2026
Rate checked
More details - Town & Country Bank and Trust Co.Money MarketMoney Market · $2,000 min · 0.05%–0.10% by balance
Bank · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Monthly service charge of $10.00 applies if $2,000.00 minimum balance is not met. Excessive withdrawal fee may apply after 6 withdrawals per statement cycle. Rates may change after account opening.
Offer: $10.00 monthly service charge applies if $2,000.00 minimum balance required is not met. Minimum balance to obtain APY is $2,000.00.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $1,000,000 0.10% $1,000,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Excessive Withdrawal Fee may apply after 6 withdrawals per statement cycle. Rates may vary among branches. Interest rate and APY may change after account opening.
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: All members must have a regular share savings account and maintain a minimum balance of $5.00. Rates subject to change monthly. No penalty.
Offer: Rates subject to change monthly. No penalty. Maintain a minimum balance of $5.00.
0.05% interest rate · Effective Sep 1, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A savings account at L&N establishes membership and makes you eligible for all services. Dividends are earned daily and paid quarterly. Minimum withdrawal is $5.00.
Rate by balance
Rate by balance for Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details - Daviess County Teachers Federal Credit UnionShares / Regular Share SavingsSavings · $5 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Membership requires purchasing a $5.00 share (par value $5.00).
Effective Jan 25, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires Kasasa Cash or Kasasa Cash Back checking account to open and link for automatic savings. No monthly maintenance fee.
Offer: Base rate when qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met.
Qualified rate · No monthly fee · Effective Jul 22, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Qualifications to earn higher APY tier must be met during each monthly Qualification Cycle: at least 12 debit card purchases, enrolled in and log into digital banking, enrolled in e-statements, and at least 1 direct deposit into the account. Monthly dividend period. Only funds comprising each tier earn that tier's rate.
Offer: Qualifications not met.
Qualified rate · 0.05% interest rate · Effective Sep 1, 2023
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 67 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Kentucky
270 accounts at 108 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Kentucky
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 18 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Members Heritage CUCredit union · 5 branches