Compare Bank & Credit Union Rates
Best savings rates in O'Fallon, IL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–21 results in O'Fallon, IL
- 0.15%APY$15 a year on $10,000
Requirements
Product: Interest added back quarterly to the account. Maximum of six withdrawals per month to avoid fees. Rates may change after account is open. Fees could reduce earnings.
Offer: Minimum balance to obtain APY is $5.00. $5.00 opening deposit required. No monthly fees with a maximum of six withdrawals per month.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded and credited quarterly. $3 monthly fee assessed on accounts with a daily minimum balance of less than $50. Bonus rate of interest available for members of FNB Check Plus Account.
Offer: Annual percentage yields based upon quarterly compounding. No minimum balance required to obtain APY. $3 monthly fee if daily minimum balance falls below $50.
0.10% interest rate · $3 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly fee. No minimum balance requirements.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Member Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 and up 0.10% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - First BankPerformance Money MarketPerformance Money Market · $100 min · 0.01%–0.02% by balance
Bank · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: Variable-rate account. $100.00 minimum deposit required to open. Check writing privileges included. $10.00 Monthly Maintenance Fee, avoidable by maintaining a daily Ledger Balance of $1,000.00 or more during a calendar month.
Offer: Variable rate; APY accurate as of 10/16/2026. $10.00 monthly maintenance fee avoidable with a daily ledger balance of $1,000.00 or more during a calendar month.
$10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $2,500 0.01% $2,500 – $10,000 0.01% $10,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.02% $50,000 and up 0.02% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Variable-rate account; interest rate may change after account is opened. Avoid the $3.00 Monthly Maintenance Fee by maintaining a daily Ledger Balance of $100.00 or more during a calendar month.
Offer: Variable-rate account. Avoid the $3.00 monthly fee by maintaining a daily Ledger Balance of $100.00 or more during a calendar month.
$3 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in O'Fallon, IL
21 accounts at 10 banks and credit unions · checked Sep 25–Oct 22
- Typical
- 0.30%
- Top 10% from
- 1.95%
- Banks, typical
- 0.25%
- Credit unions, typical
- 1.65%
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St. Louis, MO-IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Community Credit UnionCredit union · 42 branches
- 1st MidAmerica Credit UnionCredit union · 8 branches
- FRB Federal Credit UnionCredit union · 1 branch