Best savings rates in Florida

Requirements

Product: Dividends are calculated using Daily Balance, paid on the last day of the month, and compounded monthly. $10 fee if balance falls below the $2,500 minimum daily balance requirement. Checks, pre-authorized transfers, and phone transfers are limited to 6 items per month; unlimited in-person withdrawals.

Offer: Requires minimum balance of $2,500 to earn dividends. Fee of $10 applies if balance falls below the $2,500 minimum daily balance requirement.

Requirements

Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Requires enrollment in digital banking and e-statements, plus at least 12 debit card purchases per Monthly Qualification Cycle to earn top rates. No monthly maintenance fees.

Offer: Base rate applied to entire daily balance when qualifications on linked checking account are not met.

Requirements

Product: Credit union primary share account establishing membership.

Offer: Must maintain a minimum daily balance of $25.00 to earn stated APY and dividends.

Requirements

Product: A $5.00 monthly fee may apply. Fee is waived for the first 60 days for new accounts, or if the primary member is under age 24, or if cumulative monthly average balance across all checking, savings, and Christmas Club accounts is $500 or more (IRA or Share Certificate accounts are not included), or if monthly direct deposits total $500.00 or more in savings and checking accounts, or if having an active loan, mortgage, or credit card.

Offer: Monthly fee of $5.00 waived under qualifying conditions: first 60 days for new accounts, primary member under age 24, cumulative monthly average balance of $500+ across checking/savings/Christmas Club, monthly direct deposits totaling $500+, or active loan, mortgage, or credit card.

Requirements

Product: $5 minimum balance required. $250 average daily balance required to earn dividends. Dividends compounded monthly and paid quarterly. Transfer limitations apply.

Offer: $250 average daily balance required to earn dividends.

Requirements

Product: Maintain a minimum balance of $25.00. Interest paid quarterly.

Offer: Earn 0.05% APY on balances of $100.00 or more; interest paid quarterly. Maintain a minimum balance of $25.00. Variable rate.

Requirements

Product: Maintain a minimum balance of $25.00. Interest paid quarterly.

Offer: Earn 0.05% APY on balances of $100.00 or more; interest paid quarterly. Maintain a minimum balance of $25.00. Variable rate.

Requirements

Product: Establishes membership with Trax Credit Union. Monthly service fee of $5 is waived for members who maintain a daily balance of $500, open another account with Trax, or are under age 25 or over age 60.

Offer: Compounded monthly. $5 monthly fee waived with $500 daily balance, having another Trax account, or if under age 25 or over age 60.

Requirements

Product: Minimum deposit and balance of $5 required to open a Member Savings account / establish membership.

Requirements

Offer: If Kasasa Saver Monthly Requirements are NOT Met.

Requirements

Product: Earns dividends on average daily balances of $200.00 or more. Paid quarterly. Requires a $5.00 minimum share balance remaining on deposit.

Offer: Rate applies to balances of $200 & Up. $5 monthly fee if balance falls below $5 minimum.

Requirements

Product: Opening a Savings Account establishes membership at Compass Financial Federal Credit Union. $5 minimum share balance required. Share accounts are variable rate accounts and are subject to change without notice. Fees could reduce earnings. A penalty may be imposed for early withdrawals.