Compare Bank & Credit Union Rates
Best savings rates in Washington, DC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Washington, DC
- Government Printing Office FCUMoney Market PlusMoney Market Plus · $2,500 min · 0.10%–1.51% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Earn a competitive yield on deposits of $2,500 or more, with unlimited deposits and six free withdrawals per month. Dividends are calculated daily, posted and compounded monthly on balances over $10. All deposited funds earn the rate for the tier.
Offer: All deposited funds earn the rate for the tier.
0.10% interest rate · Compounded monthly · Effective Jan 2, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.20% $25,000 and up 1.51% Rate checked
More details - Government Printing Office FCUMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.51% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Earn a competitive yield on deposits of $2,500 or more, with unlimited deposits and six free withdrawals per month. Dividends are calculated daily, posted and compounded monthly on balances over $10.
0.10% interest rate · Compounded monthly · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.20% $25,000 and up 1.51% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $3.00 monthly service charge applies if minimum monthly average balance requirement of $1,500.00 is not met.
Offer: $3.00 monthly service charge waived with $1,500.00 minimum monthly average balance.
0.20% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Average balance requirement of $10,000.00 to avoid $10.00 monthly balance requirement fee.
Offer: Average balance requirement of $10,000.00 to avoid $10.00 monthly balance requirement fee. Interest rate and annual percentage yield may change after account opening.
0.20% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Supreme Savings Balance APY Up to $50,000Your amount 0.20% Over $50,000 0.65% Rate checked
More details - John Marshall BankMoney Market AccountMoney Market Account · $100 min · 0.20%–1.50% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: The interest rate and annual percentage yield may change after account opening.
0.20% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.20% $25,000 – $100,000 0.30% $100,000 – $250,000 1.10% $250,000 – $500,000 1.30% Over $500,000 1.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Par value for FedChoice Membership is $5.00, which represents minimum one share purchase and provides account free of maintenance fee charges. Dividends compounded and credited quarterly. Balance method: Average Daily Balance. Membership eligibility applies.
Offer: Minimum daily balance to earn declared rate is $50.00.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends compounded and credited quarterly. Balance method: Average Daily Balance. Membership eligibility applies.
Offer: Minimum daily balance to earn declared rate is $50.00.
Effective Oct 1, 2026
Rate checked
More details - InFirst Federal Credit UnionMoney Market AccountsMoney Market Accounts · $150 min · 0.15%–0.50% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,0000.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $150 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 – $75,000 0.30% $75,000 and up 0.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $10,000 minimum balance to open.
Offer: $10,000 minimum balance to open.
0.20% interest rate · Effective Oct 3, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: No account maintenance fees. No minimum balance requirements to open or earn dividends. Dividends are paid and compounded quarterly.
Offer: Dividends paid and compounded quarterly. No minimum balance to earn dividends. No maintenance fee.
0.20% interest rate · Compounded quarterly · No monthly fee · Effective Oct 3, 2026
Rate checked
More details - Atlantic Union BankMoney Market AccountMoney Market Account · $500 min · 0.15%–0.65% by balance
Bank · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Maintain a minimum daily balance of $2,500 to avoid a $12 monthly maintenance fee. $500 to open.
0.15% interest rate · $12 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.40% $250,000 and up 0.65% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Also listed as Regular Savings on the rate sheet. Average balance requirement of $100.00 to avoid $3.00 monthly balance requirement fee.
Offer: Average balance requirement of $100.00 to avoid $3.00 monthly balance requirement fee. Minimum balance to earn interest is $0.01. Interest rate and annual percentage yield may change after account opening.
0.15% interest rate · $3 monthly fee · Effective Sep 30, 2026
Rate checked
More details - PEPCO Federal Credit UnionMoney Market SavingsMoney Market Savings · $250 min · 0.05%–2.01% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: $250 minimum balance.
0.05% interest rate · Effective Feb 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $250 – $1,000 0.05% $1,001 – $4,999 0.10% $5,001 – $9,999Your amount 0.15% $10,001 – $49,999 0.40% $50,001 and up 2.01% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $5 minimum deposit and $5 one-time membership fee. Dividends computed daily from the day of deposit to the day of withdrawal, paid and compounded monthly.
Offer: Computed daily from the day of deposit to the day of withdrawal, paid and compounded monthly. $5 minimum deposit and $5 one-time fee.
0.15% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Signal FinancialPremium Money MarketPremium Money Market · $0 min · 0.13%–0.25% by balance
Credit union · 1 branch
0.13%APY$13 a year on $10,000with conditionsRequirements
Product: Enrollment in a Signal Direct Bundle or Signal Premium Bundle required to open a Direct or Premium Money Market Account. Membership required to open or maintain any additional products. Fees may reduce earnings on the account. Dividends are compounded daily and credited monthly.
Offer: Enrollment in a Signal Direct Bundle or Signal Premium Bundle required. Minimum balance requirements apply to daily balance.
Qualified rate · 0.13% interest rate · Compounded daily · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $25,000Your amount 0.13% $25,000 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC
159 accounts at 55 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.13%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.18%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches