Compare Bank & Credit Union Rates
Best savings rates in Washington, DC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Washington, DC
- PenFed Credit UnionMoney Market Savings AccountMoney Market Savings Account · $25 min
Credit union · 2 branches
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must maintain an open/eligible U.S. HSBC Premier checking account linked to the savings account. Not available to business customers.
Offer: Standard APY.
Qualified rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - Advantage Financial Federal Credit UnionShare SavingsSavings · $5 min · 0.00%–0.05% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Your share of ownership in Advantage Financial. Must meet membership eligibility requirements. $5 minimum balance required for membership. Dividends calculated based on average daily balance and compounded monthly.
Offer: Min. Daily Avg. Balance Less than $100.00. No monthly service charges.
0.00% interest rate · Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% Over $100Your amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are declared quarterly by the Board of Directors, computed based on the daily balance (day of deposit to day of withdrawal), paid and compounded quarterly. Dividends are credited on March 31, June 30, September 30, and December 31. Dividends will not be paid on accounts that are closed during the quarter.
0.05% interest rate · Compounded quarterly · Effective Feb 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to an active Kasasa Cash, Kasasa Cash Back, or Kasasa Eats checking account. Requires at least 1 direct deposit/ACH credit/payment, 15 debit card purchases, and eStatements per Monthly Qualification Cycle to receive qualifying rates. Limit of 1 Kasasa Saver per membership (max 2 across combined memberships).
Offer: Default rate on all balances if monthly qualifications are not met in linked Kasasa checking account.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain a minimum balance of $5 to remain an active member. Dividends earned on savings balances are compounded daily and credited/paid monthly.
0.05% interest rate · Compounded daily · Effective Sep 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes credit union membership share. Dividends computed using the daily balance method. Acts as overdraft protection for checking accounts.
Offer: Minimum $150 balance required to earn APY. Minimum $5 to establish membership share and open account. Variable rate subject to change after opening.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Club savings account. Dividends paid from current income and available earnings.
Offer: Minimum $150 balance required to earn APY.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Lafayette Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.00%–0.30% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: No monthly or minimum balance fees. Plus the cost of checks.
Offer: Plus the cost of checks.
0.00% interest rate · No monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.00% $2,500 – $24,999Your amount 0.05% $25,000 – $149,999 0.15% $150,000 and up 0.30% Rate checked
More details - AFL-CIO Employees Federal Credit UnionRegular Share Savings AccountSavings · $100 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Dividends are compounded and credited quarterly. Rate is subject to change without advance notice.
Offer: Minimum to earn APY is $100.01. Annual Balance Range: Over $5. Dividends are compounded and credited quarterly.
Effective Aug 1, 2026
Rate checked
More details - American Broadcast Employees FCUShare (Savings)Savings · $100 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Open with $5 and a one-time $2 membership fee (or minimum deposit $7.00). Family and household members are also eligible for membership. Rate accurate as of 9/14/26.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Share (Savings) Balance APY $100 – $100,000Your amount 0.05% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 initial deposit becomes your share in the credit union. Inactive account fee of $5 if no activity in 12 consecutive months; low balance fee of $2/month if below $5.
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires a $5 opening deposit to establish credit union membership. Earns monthly dividends calculated on average daily balance when maintaining a balance over $100.
0.05% interest rate · Effective Dec 5, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $100.00 daily balance required to avoid $2.00 monthly service charge. Limit of 3 withdrawals per month (excluding ATM withdrawals), $1.00 fee per excess withdrawal. $5 fee for paper statements (eStatements free).
Offer: Minimum balance of $0.01 to obtain stated APY. $100 daily balance required to avoid $2.00 monthly service charge.
0.05% interest rate · $2 monthly fee · Effective Feb 19, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC
159 accounts at 55 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.13%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.18%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches