Credit union · NCUA insured
GSA FCU Savings Rates
GSA FCU’s best savings rate is 0.05% APY on $10,000, with its Share Savings. Rates checked October 22, 2026.
How GSA FCU’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where GSA FCU has the most branches. $10,000, best rate first.
This credit union’s best
GSA FCU
0.05%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $5
Share Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
GSA FCU savings score
60
Savings score
Higher than 2% of U.S. banks and credit unions
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where GSA FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.05%APY
Requires a $5 opening deposit to establish credit union membership. Earns monthly dividends calculated on average daily balance when maintaining a balance over $100.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,001 – $2,000 | 0.05% | — |
| $2,001 – $10,000 | 0.05% | $5 |
| $10,001 – $20,000 | 0.05% | — |
| $20,001 and up | 0.05% | — |
Special-purpose accounts
Christmas Club
0.10%APY
No minimum balance requirement and no monthly service fee. Account balances are automatically transferred to Share Savings in early October. Up to two penalty-free withdrawals per calendar year allowed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Vacation Club
0.10%APY
No minimum balance requirement and no monthly service fee. Funds can be withdrawn whenever needed, with up to two penalty-free withdrawals per calendar year.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Who can join GSA FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of Fort Washington Alumnae Chapter, Delta Sigma Theta Sorority, Incorporated are eligible to join.
- Employees of EGA Associates, LLC are eligible to join.
- Employees of Fingerprints Child Development Center who work in Washington, D.C. are eligible to join.
- Employees of District of Columbia Randolph-Sheppard Nominee, Inc., Decision Systems Technologies, Inc. or Master Security, Inc. that are under contract with GSA and work in the GSA Central Office building are eligible to join.
- Employees of Physiocare Rehab & Wellness are eligible to join.
- Members and Affiliates of Triumphant Church of the Redeemed are eligible to join.
14 more ways to join
Employers and groups
- Employees and contractors of Trust Security Services are eligible to join.
Military, government and schools
- Employees of Committee for Purchase from People who are Blind or Severely Disabled are eligible to join.
- Employees and contractors of Equal Employment Opportunity Commission and employees and contractors who work in the EEOC building, U.S. Commission on Civil Rights or Advisory Council on Intergovernmental Relations are eligible to join.
- Employees of Federal Mediation and Conciliation Service are eligible to join.
- Employees and contractors of GSA nationwide are eligible to join.
- Former employees and contractors of GSA nationwide are eligible to join.
- GSA retirees are eligible to join.
- Employees of The Institute of Museum and Library Services are eligible to join.
- Employees of National Advisory Council on Economic Opportunity are eligible to join.
- Employees of National Archives and Records Administration are eligible to join.
- Employees of U.S. Commission on Civil Rights are eligible to join.
- Employees of U.S. Institute for Peace are eligible to join.
Family and household
- Everyone related to a current member by blood, adoption or marriage is eligible to join GSA FCU, regardless of where s/he lives.
Other ways
- Badge holders of any GSA building where the Credit Union has a physical presence are eligible to join.
Membership information collected October 4, 2026.