Compare Bank & Credit Union Rates
Best savings rates in Wallingford, CT
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Wallingford, CT
- Liberty BankMoney Market SpecialMoney Market Special · $25 min · 2.00%–3.00% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the account owner is under the age of 18, the account must be a joint with a parent or guardian. Avoid $2 monthly paper statement fee with eStatements (account holders age 65 or over are exempt). Rate is variable and subject to change at any time. Must visit a branch to open.
1.98% interest rate · Effective Jan 5, 2026
Rate by balance
Rate by balance for Money Market Special Balance APY Up to $50,000Your amount 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - MembersFirst CT Federal Credit UnionMoney MarketMoney Market · $0 min · 0.05%–2.00% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum Balance Requirement of $2,500.00 to earn a higher dividend rate otherwise the account will pay the same dividend rate as the regular savings account. The dividend rate may change after account opening. Minimum balance of $25.00 to qualify for the advertised APY.
Offer: Minimum balance of $25.00 to qualify for the advertised APY.
0.05% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.75% $25,000 – $74,999 1.50% $75,000 and up 2.00% Rate checked
More details - Ion BankMoney Market AccountMoney Market Account · $1,000 min · 0.05%–1.15% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,0000.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 0.40% $100,000 – $250,000 0.65% $250,000 and up 1.15% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Offer: Tier I
0.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amountTier II 0.35% $100,000 and upTier III 0.80% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Tier II
0.10% interest rate · Balance cap $99,999.99 · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the account owner is under the age of 18, the account must be a joint with a parent or guardian. Avoid $2 monthly paper statement fee with eStatements (account holders age 65 or over are exempt). Rate is variable and subject to change at any time.
0.05% interest rate · Effective Jan 5, 2026
Rate by balance
Rate by balance for Money Maker Balance APY Up to $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.20% $100,000 – $150,000 0.20% $150,000 – $200,000 0.25% $200,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: May be established for any purpose a member needs. It is a demand account and has the same dividend paid on a Regular Share Account. Minimum balance of $25.00 to qualify for the advertised APY. Rate may change after account opening.
Offer: Minimum balance of $25.00 to qualify for the advertised APY. Dividend rate may change after account opening.
0.05% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Opened with a minimum of $25.00 (one full share) to establish membership. One full share must remain on deposit at all times. Dividends are declared and paid monthly. Minimum balance of $25.00 to qualify for the advertised APY. Rate may change after account opening.
Offer: Minimum balance of $25.00 to qualify for the advertised APY. Dividend rate may change after account opening. Dividends declared and paid monthly.
0.05% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Free use of Liberty and non-Liberty ATMs (surcharges from other banks not rebated). If account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
0.05% interest rate · No monthly fee · Effective May 15, 2024
Rate by balance
Rate by balance for Cinch Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 and up 0.10% Rate checked
More details - Liberty BankRelationship High Yield SavingsSavings · $25 min · 0.05%–3.85% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Consumer accounts only (not available for trusts or IRAs). Minimum daily balance to earn APY is $0.01. If the account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship High Yield Savings Balance APY Up to $15,000Your amount 0.05% $15,000 – $50,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 2.25% $50,000 – $100,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 2.50% $100,000 – $250,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 3.50% $250,000 and upWith bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Automatically transfers funds to cover overdrafts (requires a Liberty Bank checking account). $3 monthly fee waived if minimum daily balance of $100 is maintained, or if primary account owner is 65+ or 18 and under. Avoid $2 monthly paper statement fee with eStatements.
0.05% interest rate · $3 monthly fee · Effective May 15, 2024
Rate by balance
Rate by balance for Overdraft Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $75,000 0.10% $75,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Tier I
0.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for eSavings Balance APY Up to $100,000Your amount 0.05% $100,000 and upTier III 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Wallingford, CT
23 accounts at 8 banks and credit unions · checked Oct 15–22
- Typical
- 0.05%
- Top 10% from
- 0.39%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.05%
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New Haven, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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