Credit union · NCUA insured
MembersFirst CT Federal Credit Union Savings Rates
MembersFirst CT Federal Credit Union’s best savings rate is 0.75% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How MembersFirst CT Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New Haven, CT, where MembersFirst CT Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
MembersFirst CT Federal Credit Union
0.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $75
Money Market
Top rate
Nutmeg State Financial Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Patriot Bank
3.50%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $350
MembersFirst CT Federal Credit Union savings score
82
Savings score
Higher than 58% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0002.00%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MembersFirst CT Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.75%APY
Minimum Balance Requirement of $2,500.00 to earn a higher dividend rate otherwise the account will pay the same dividend rate as the regular savings account. The dividend rate may change after account opening. Minimum balance of $25.00 to qualify for the advertised APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Minimum balance of $25.00 to qualify for the advertised APY. | 0.05% | — | Minimum balance of $25.00 to qualify for the advertised APY. |
| $2,500 – $9,999 | 0.50% | — | |
| $10,000 – $24,999 | 0.75% | $75 | |
| $25,000 – $74,999 | 1.50% | — | |
| $75,000 and up | 2.00% | — |
Sources (1)
- membersfirstctfcu.com/Rates · captured Oct 15, 2026
Regular Savings Account
0.05%APY
Opened with a minimum of $25.00 (one full share) to establish membership. One full share must remain on deposit at all times. Dividends are declared and paid monthly. Minimum balance of $25.00 to qualify for the advertised APY. Rate may change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance of $25.00 to qualify for the advertised APY. Dividend rate may change after account opening. Dividends declared and paid monthly.$25 and up | 0.05% | $5 | Minimum balance of $25.00 to qualify for the advertised APY. Dividend rate may change after account opening. Dividends declared and paid monthly. |
Sources (2)
All captured Oct 15, 2026
Special Share Account
0.05%APY
May be established for any purpose a member needs. It is a demand account and has the same dividend paid on a Regular Share Account. Minimum balance of $25.00 to qualify for the advertised APY. Rate may change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance of $25.00 to qualify for the advertised APY. Dividend rate may change after account opening.$25 and up | 0.05% | $5 | Minimum balance of $25.00 to qualify for the advertised APY. Dividend rate may change after account opening. |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRA Money Market
0.25%APY
The dividend rate may change after account opening. Minimum balance of $25.00 to qualify for the advertised APY. Traditional or Roth IRA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance of $25.00 to qualify for the advertised APY.Any balance | 0.25% | $25 | Minimum balance of $25.00 to qualify for the advertised APY. |
Sources (1)
- membersfirstctfcu.com/Rates · captured Oct 15, 2026
Health Savings Account
0.25%APY
Minimum balance of $25.00 to qualify for the advertised APY. Dividend rate may change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance of $25.00 to qualify for the advertised APY. Dividend rate may change after account opening.$25 and up | 0.25% | $25 | Minimum balance of $25.00 to qualify for the advertised APY. Dividend rate may change after account opening. |
Sources (1)
- membersfirstctfcu.com/Rates · captured Oct 15, 2026
Christmas Club
0.05%APY
Christmas Clubs are paid to members the first week of November of each year. Withdrawals are allowed from Club accounts at any time. Dividends are paid each month. Minimum balance of $25.00 to qualify for the advertised APY. Rate may change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upPaid to members the first week of November of each year. Minimum balance of $25.00 to qualify for the advertised APY. Dividend rate may change after account opening.$25 and up | 0.05% | $5 | Paid to members the first week of November of each year. Minimum balance of $25.00 to qualify for the advertised APY. Dividend rate may change after account opening. |
Sources (2)
All captured Oct 15, 2026
Vacation Club
0.05%APY
Withdrawals are allowed from Club accounts at any time. Dividends are paid each month. Minimum balance of $25.00 to qualify for the advertised APY. Rate may change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance of $25.00 to qualify for the advertised APY. Dividend rate may change after account opening.$25 and up | 0.05% | $5 | Minimum balance of $25.00 to qualify for the advertised APY. Dividend rate may change after account opening. |
Sources (2)
All captured Oct 15, 2026
Who can join MembersFirst CT Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.