Compare Bank & Credit Union Rates
Best savings rates in New Haven, CT
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in New Haven, CT
- Nutmeg State Financial Credit UnionHigh-Yield Savings Account (HYSA)Savings · $2,500 min · 0.00%–4.00% by balance
Credit union · 2 branches
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: Available on new money only; funds transferred from an existing NSFCU account do not qualify. Minimum $2,500 deposit required to open and earn advertised APY. Pair with Round-Up Checking to earn an additional 1.00% APY boost on balances of $2,500 to $100,000. No monthly maintenance fees.
Offer: Balances under $2,500 are not eligible to earn interest/dividends.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for High-Yield Savings Account (HYSA) Balance APY Up to $2,500 0.00% $2,500 – $100,000Your amountVariable rate. 4.00% $100,000 and upAvailable on new money only. 0.50% Rate checked
More details - Affinity Federal Credit UnionPerformance SavingsSavings · $5 min · 0.50%–3.25% by balance
Credit union · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Only available to members with a Cash Back Plus or High-Yield Checking account. Limit one per membership. To earn maximum stated rate during each Monthly Qualification Cycle (MQC), must complete at least 12 PIN or signature debit card purchases, receive at least one Direct Deposit or ACH deposit of $250+, and be enrolled in electronic statements. If qualifications are not met, 0.05% APY applies to all balances. $2 paper statement fee waived if enrolled in eStatements.
Offer: Requires qualifying checking account and meeting MQC requirements (12 debit transactions, direct deposit/ACH of $250+, eStatements enrollment). $2 monthly paper statement fee waived with eStatements.
Qualified rate · 3.20% interest rate · $2 monthly fee · Effective Mar 21, 2025
Rate by balance
Rate by balance for Performance Savings Balance APY Up to $250,000Your amount 3.25% Over $250,000Blended APY ranges from 3.25% to 1.88%. 0.50% Rate checked
More details - Nutmeg State Financial Credit UnionHigh-Yield Savings Account (HYSA)Savings · $2,500 min
Credit union · 2 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Available on new money only; funds transferred from an existing NSFCU account do not qualify. Minimum $2,500 deposit required to open and earn advertised APY. Pair with Round-Up Checking to earn an additional 1.00% APY boost on balances of $2,500 to $100,000. No monthly maintenance fees.
Offer: Available on new money only; funds transferred from an existing NSFCU account do not qualify. Minimum deposit of $2,500 required to open and earn APY. Base rate without checking boost.
Qualified rate · 2.96% interest rate · Balance cap $100,000 · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. No minimum opening deposit and no monthly maintenance fee. Higher APYs require meeting monthly qualification cycle criteria in linked account (at least 1 direct deposit/ACH credit/payment, at least 12 debit card purchases, and e-statement enrollment).
Offer: Applies to daily balances up to $50,000.00 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 3.00% Over $50,000 1.50% Rate checked
More details - Affinity Federal Credit UnionSmartStart SavingsSavings · $5 min · 0.50%–2.65% by balance
Credit union · 1 branch
2.65%APY$265 a year on $10,000Requirements
Product: Limit one account per member. Requires Affinity membership. Tiered rate structure paying higher rate on balances up to $10,000 and 0.50% on portion over $10,000. Blended APY ranges from 2.65% to 0.59%. Dividends compounded monthly and credited monthly. No monthly service fees when enrolled in eStatements; otherwise $2 monthly paper statement fee applies. Initial opening deposit $5.00.
Offer: Rate applies to daily balance up to $10,000. $2 monthly paper statement fee waived if enrolled in eStatements within 45 days, or for members aged 62+, children aged 17 and under, Savvy Saver, and tenant accounts.
2.62% interest rate · Compounded monthly · $2 monthly fee · Effective May 28, 2026
Rate by balance
Rate by balance for SmartStart Savings Balance APY Up to $10,000Your amount 2.65% Over $10,000blended APY ranges from 2.65% to 0.59% depending on balance. $2 monthly paper statement fee waived if enrolled in eStatements. 0.50% Rate checked
More details - 2.55%APY$255 a year on $10,000intro rate
Requirements
Product: Limited time offer. Rate is subject to change at any time. Funds must represent a new deposit to New Haven Bank. Fees could reduce earnings.
Offer: Limited time offer. Rate is subject to change at any time. Minimum balance to open and earn APY is $10,000. Funds must represent a new deposit to New Haven Bank. Fees could reduce earnings.
Promotional rate · 2.52% interest rate · Effective Aug 5, 2026
Rate checked
More details - Liberty BankMoney Market SpecialMoney Market Special · $25 min · 2.00%–3.00% by balance
Bank · 2 branches
2.00%APY$200 a year on $10,000Requirements
Product: Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the account owner is under the age of 18, the account must be a joint with a parent or guardian. Avoid $2 monthly paper statement fee with eStatements (account holders age 65 or over are exempt). Rate is variable and subject to change at any time. Must visit a branch to open.
1.98% interest rate · Effective Jan 5, 2026
Rate by balance
Rate by balance for Money Market Special Balance APY Up to $50,000Your amount 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - SUMA Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.77%–2.69% by balance
Credit union · 1 branch
1.77%APY$177 a year on $10,0001.75% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $99,999Your amount 1.77% $100,000 – $249,999 2.28% $250,000 and up 2.69% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Must be 18 years of age or older; one Save to Win account per member only; must be a new or existing member in good standing. Minimum opening deposit is $25. Dividends compounded and paid monthly.
Offer: Dividends paid on balances of $0.01 or more. Account subject to minimum balance requirement of $25.
1.49% interest rate · Effective Apr 1, 2023
Rate checked
More details - Unity Financial Credit UnionMoney MarketMoney Market · $100 min · 0.45%–0.65% by balance
Credit union · 3 branches
0.55%APY$55 a year on $10,000Requirements
Product: Earns quarterly dividend on an average daily balance of $100.00 or more during the quarter. Minimum balance of $2,500 to earn premium dividend rates; if balance falls below minimum, dividend rate drops to current savings rate. Transfers/withdrawals in excess of 6 may be subject to a transaction fee.
Offer: Tier 1
0.45% interest rate · Effective Nov 20, 2025
Rate by balance
Rate by balance for Money Market Balance APY $100 – $2,499 0.45% $2,500 – $49,999Your amountTier 2 0.55% $50,000 and upTier 3 0.65% Rate checked
More details - Connex Credit UnionMoney Market Share AccountMoney Market Share Account · $0 min · 0.30%–2.60% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: No minimum balance required to open account. Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Minimum withdrawal of $500.
Offer: With Your Choice Checking (requires full Direct Deposit or an $8.99 monthly fee is imposed).
0.30% interest rate · Effective Oct 1, 2024
Rate by balance
Rate by balance for Money Market Share Account Balance APY Up to $2,500 0.30% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.55% $25,000 – $50,000 0.60% $50,000 – $100,000 0.70% $100,000 – $250,000 1.60% $250,000 and up 2.60% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered rates compound monthly. Some rates are not available in Puerto Rico.
Offer: Balances below $2,500. Some rates are not available in Puerto Rico.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.30% $2,500 – $24,999Your amount 0.50% $25,000 – $49,999 0.85% $50,000 – $99,999 1.00% $100,000 and up 1.25% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Basic account required for credit union membership; $5.00 represents member share of ownership. Earns a quarterly dividend on an average daily balance of $100.00 or more.
Offer: Minimum balance to earn APY is $100.00. Account earns a quarterly dividend on an average daily balance of $100.00 or more.
0.45% interest rate · Effective Nov 20, 2025
Rate checked
More details - Connex Credit UnionMoney Market Share AccountMoney Market Share Account · $2,500 min · 0.40%–2.50% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: No minimum balance required to open account. Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Minimum withdrawal of $500.
Offer: Regular rate.
0.40% interest rate · Effective Oct 1, 2024
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $10,000 0.40% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 1.50% $250,000 and up 2.50% Rate checked
More details - Affinity Federal Credit UnionMoreSavingsSavings · $5 min · 0.40%–1.50% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Tiered savings account with four balance tiers earning dividends based on daily balance. Dividends compounded daily and credited monthly. $5 minimum opening deposit. No monthly service fees when enrolled in eStatements; otherwise $2 monthly paper statement fee applies.
Offer: No monthly service fees when enrolled in eStatements; otherwise $2 monthly paper statement fee applies. If account balance falls below the minimum for a tier, the next lowest tier's APY applies.
0.40% interest rate · Compounded daily · $2 monthly fee · Effective May 28, 2026
Rate by balance
Rate by balance for MoreSavings Balance APY Up to $25,000Your amount 0.40% $25,000 – $100,000 0.55% $100,000 – $250,000 1.00% Over $250,000 1.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Haven, CT
54 accounts at 17 banks and credit unions · checked Oct 3–22
- Typical
- 0.05%
- Top 10% from
- 2.39%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.30%
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New Haven, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- USALLIANCE FinancialCredit union · 1 branch
- MSCUCredit union · 1 branch
- Affinity Federal Credit UnionCredit union · 1 branch