Compare Bank & Credit Union Rates
Best savings rates in Hamden, CT
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Hamden, CT
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Free use of Liberty and non-Liberty ATMs (surcharges from other banks not rebated). If account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
0.05% interest rate · No monthly fee · Effective May 15, 2024
Rate by balance
Rate by balance for Cinch Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 and up 0.10% Rate checked
More details - Liberty BankRelationship High Yield SavingsSavings · $25 min · 0.05%–3.85% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Consumer accounts only (not available for trusts or IRAs). Minimum daily balance to earn APY is $0.01. If the account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship High Yield Savings Balance APY Up to $15,000Your amount 0.05% $15,000 – $50,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 2.25% $50,000 – $100,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 2.50% $100,000 – $250,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 3.50% $250,000 and upWith bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Automatically transfers funds to cover overdrafts (requires a Liberty Bank checking account). $3 monthly fee waived if minimum daily balance of $100 is maintained, or if primary account owner is 65+ or 18 and under. Avoid $2 monthly paper statement fee with eStatements.
0.05% interest rate · $3 monthly fee · Effective May 15, 2024
Rate by balance
Rate by balance for Overdraft Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $75,000 0.10% $75,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership requires depositing $5 for one share in the credit union. $100 balance required to qualify for interest/earn stated APY.
Offer: $5 minimum to open account. Minimum $100 balance to qualify for interest; full balance will earn stated APY.
0.05% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Tier I
0.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for eSavings Balance APY Up to $100,000Your amount 0.05% $100,000 and upTier III 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance required to open account. Withdrawals subject to IRS penalty. Dividends compounded and paid monthly. Separate savings account to set and achieve a savings goal.
Offer: Balances Under $20,000.
0.05% interest rate · Balance cap $19,999.99 · Effective Jun 1, 2021
Rate checked
More details - Connex Credit UnionPathways™ Savings AccountSavings · $0 min · 0.05%–3.50% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: No minimum deposit required to open account. Dividends compounded and paid monthly.
3.45% interest rate · Effective Sep 1, 2023
Rate by balance
Rate by balance for Pathways™ Savings Account Balance APY Up to $1,000 3.50% Over $1,000Your amount 0.05% Rate checked
More details - Connex Credit UnionRegular Share AccountSavings · $25 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: $25 minimum deposit required to open account, earn APY and is due prior to application for any additional services. Account subject to minimum balance requirement of $25. Dividends compounded and paid monthly.
0.00% interest rate · Effective Jun 1, 2021
Rate by balance
Rate by balance for Regular Share Account Balance APY Up to $25 0.00% $25 and upYour amount 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Hamden, CT
40 accounts at 13 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.08%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.45%
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New Haven, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- USALLIANCE FinancialCredit union · 1 branch
- MSCUCredit union · 1 branch
- Affinity Federal Credit UnionCredit union · 1 branch