Compare Bank & Credit Union Rates
Best savings rates in Colorado
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Colorado
- Nicolet National BankMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.10%–0.20% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Offer: $10 monthly service charge if available balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY $1,000 – $4,999 0.10% $5,000 and upYour amount 0.20% Rate checked
More details - Foothills Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.20%–0.55% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Membership is open to anyone who lives or works in Colorado. Requires a $1,000 minimum balance to open and maintain the account. Up to three withdrawals each month at no charge.
Offer: Dividends are credited quarterly. Variable rate; dividend rate and APY may change monthly.
0.20% interest rate · Effective Sep 19, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000Your amount 0.20% $10,001 – $25,000 0.45% $25,001 – $50,000 0.50% $50,001 and up 0.55% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Available to individuals or businesses. Interest rate will change at the bank's discretion due to market conditions.
Offer: Interest compounded and credited quarterly. If average quarterly balance drops below $5, the account incurs a $1 service charge per quarter.
0.20% interest rate · No monthly fee
Rate checked
More details - Farmers State BankPersonal Premier Money MarketPersonal Premier Money Market · $10,000 min · 0.10%–0.75% by balance
Bank · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: Rates subject to change at any time. $10,000 minimum balance required to avoid a $25 monthly service charge.
Offer: Avoid the $25 monthly service charge by maintaining balance of $10,000.
0.10% interest rate · $25 monthly fee · Effective Sep 15, 2026
Rate by balance
Rate by balance for Personal Premier Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.20% $50,000 – $100,000 0.20% $100,000 – $250,000 0.50% $250,000 – $500,000 0.60% $500,000 and up 0.75% Rate checked
More details - 0.17%APY$17 a year on $10,000
Requirements
Product: Minimum balance to open is $100.00. Minimum daily balance of $100.00 to obtain disclosed APY and earn interest. No monthly service fee. Interest rate and APY may change weekly. Crediting and compounding quarterly.
Offer: Minimum balance to open is $100.00. Must maintain a minimum daily balance of $100.00 to earn interest and obtain the disclosed APY. Interest rate and APY may change weekly.
0.17% interest rate · No monthly fee
Rate checked
More details - 0.17%APY$17 a year on $10,000
Requirements
Product: Minimum daily balance to earn interest is $100. Monthly Service Fee of $3 applies if balance falls below $100. Interest rate and APY may change weekly. Crediting and compounding quarterly.
Offer: Min balance $100 daily to earn interest and waive fee. Interest rate may change weekly (source f42 lines 6–7, 25–26, 28).
0.17% interest rate · $3 monthly fee
Rate checked
More details - 0.17%APY$17 a year on $10,000
Requirements
Product: Open to residents within the 6 San Luis Valley counties (Alamosa, Conejos, Costilla, Mineral, Rio Grande, and Saguache). Monthly service charge applies for balances below $100.
Offer: Interest compounded daily. Rate is variable and may change after opening. Requires $1.00 minimum balance to obtain the APY. Monthly service charge applies for balances below $100.
0.17% interest rate · Compounded daily · Effective Sep 16, 2026
Rate checked
More details - Farmers State BankMoney Market AccountMoney Market Account · $1,000 min · 0.10%–0.40% by balance
Bank · 4 branches
0.17%APY$17 a year on $10,000Requirements
Product: Rates subject to change at any time. $1,000 minimum balance required to avoid a $10 monthly service charge.
Offer: Avoid the $10 monthly service charge by maintaining balance of $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.10% $1,000 – $5,000 0.10% $5,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.17% $25,000 – $50,000 0.18% $50,000 – $100,000 0.19% $100,000 and up 0.40% Rate checked
More details - Canvas Credit UnionJumbo Money Market AccountJumbo Money Market Account · $1,000 min · 0.15%–3.40% by balance
Credit union · 36 branches
0.15%APY$15 a year on $10,000Requirements
Product: Tiered rate account where the interest rate for a particular tier applies to the entire account balance if within the balance range. If the account balance drops below $1,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly.
Offer: Tier rate applies to entire balance. If account balance drops below $1,000.00, a $10.00 monthly service fee will apply. $1,000 minimum required balance to earn stated APY. Interest compounded and credited monthly.
0.15% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Jumbo Money Market Account Balance APY Up to $100,000Your amount 0.15% $100,000 and up 3.40% Rate checked
More details - MidFirst BankTitanium Money MarketTitanium Money Market · $100 min · 0.10%–0.30% by balance
Bank · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: $10 monthly service charge, waived with $5,000 average daily balance. $100 minimum deposit to open account online.
$10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Titanium Money Market Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.15% $50,000 – $74,999 0.15% $75,000 – $249,999 0.20% $250,000 – $499,999 0.25% $500,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate by balance
Rate by balance for Performance Savings Balance APY Up to $9,999 0.10% $10,000 and upYour amount 0.15% Rate checked
More details - San Luis Valley Federal BankInsured Money Market AccountInsured Money Market Account · $1,000 min · 0.15%–0.40% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Deposits accepted only from residents of the San Luis Valley.
Offer: Monthly service charge of $5 if daily balance falls below $1,000; fee is waived if over the age of 50.
0.15% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY $1,000 and upYour amount 0.15% $100,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Colorado
320 accounts at 117 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.50%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches