Bank · FDIC insured
San Luis Valley Federal Bank Savings Rates
San Luis Valley Federal Bank’s best savings rate is 0.17% APY on $10,000, with its SLVFB Savings. Rates checked October 22, 2026.
How San Luis Valley Federal Bank’s savings rates compare
Compared with banks and credit unions near Alamosa, CO, where San Luis Valley Federal Bank has the most branches. $10,000, best rate first.
This bank’s best
San Luis Valley Federal Bank
0.17%APY
- Minimum
- $100
- Earns on $10,000 a year
- $17
SLVFB Savings
Top rate
Power Credit Union
0.90%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $90
2nd-highest rate
First Southwest Bank
0.35%APY
- Minimum
- $100
- Earns on $10,000 a year
- $35
San Luis Valley Federal Bank savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.17%
- $10,000 balance$10,0000.17%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.17%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where San Luis Valley Federal Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Insured Money Market Account
0.15%APY
Deposits accepted only from residents of the San Luis Valley.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upMonthly service charge of $5 if daily balance falls below $1,000; fee is waived if over the age of 50. | 0.15% | $15 | Monthly service charge of $5 if daily balance falls below $1,000; fee is waived if over the age of 50. |
| $100,000 and upMonthly service charge of $5 if daily balance falls below $1,000; fee is waived if over the age of 50. | 0.40% | — | Monthly service charge of $5 if daily balance falls below $1,000; fee is waived if over the age of 50. |
Sources (3)
- slvfed.bank/personal-banking/i…d-money-markets-accounts
- slvfed.bank/personal-banking/savings-accounts
- slvfed.bank/rates
All captured Oct 15, 2026
SLVFB Savings
0.17%APY
Open to residents within the 6 San Luis Valley counties (Alamosa, Conejos, Costilla, Mineral, Rio Grande, and Saguache). Monthly service charge applies for balances below $100.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upInterest compounded daily. Rate is variable and may change after opening. Requires $1.00 minimum balance to obtain the APY. Monthly service charge applies for balances below $100.$1 and up | 0.17% | $17 | Interest compounded daily. Rate is variable and may change after opening. Requires $1.00 minimum balance to obtain the APY. Monthly service charge applies for balances below $100. |
Special-purpose accounts
Chipmunk Savings Account
0.30%APY
Designed to teach children the value of saving money. Open to residents within the 6 San Luis Valley counties (Alamosa, Conejos, Costilla, Mineral, Rio Grande, and Saguache). Allows 6 pre-authorized withdrawals per month. No minimum balance required if under 13 years old. Includes free piggy bank.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upInterest compounded daily. Rate is variable and may change after opening. Requires $1.00 minimum balance to obtain the APY. Allows 6 pre-authorized withdrawals per month. No minimum balance if under 13 years old.$1 and up | 0.30% | $30 | Interest compounded daily. Rate is variable and may change after opening. Requires $1.00 minimum balance to obtain the APY. Allows 6 pre-authorized withdrawals per month. No minimum balance if under 13 years old. |
Health Savings Account
0.25%APY
Must be enrolled in a High Deductible Healthcare Plan to be eligible. Open to residents within the 6 San Luis Valley counties (Alamosa, Conejos, Costilla, Mineral, Rio Grande, and Saguache). No service fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upInterest compounded monthly. Rate is variable and may change after opening. Requires $1.00 minimum balance to obtain the APY. No service fees. Eligibility requires enrollment in a High Deductible Healthcare Plan.$1 and up | 0.25% | $25 | Interest compounded monthly. Rate is variable and may change after opening. Requires $1.00 minimum balance to obtain the APY. No service fees. Eligibility requires enrollment in a High Deductible Healthcare Plan. |
Sources (3)
- slvfed.bank/personal-banking/retirement-accounts
- slvfed.bank/personal-banking/savings-accounts
- slvfed.bank/rates
All captured Oct 15, 2026
Closed to new customers
Premium Insured Money Market Account
0.18%APY
Deposits accepted only from residents of the San Luis Valley. Must have an existing checking account with SLVFB that has either a debit card or direct deposit.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upMonthly service charge of $5 if daily balance falls below $1,000; fee is waived if over the age of 50. Must have an existing checking account with either a debit card or direct deposit. | 0.18% | $18 | Monthly service charge of $5 if daily balance falls below $1,000; fee is waived if over the age of 50. Must have an existing checking account with either a debit card or direct deposit. |
| $100,000 and upMonthly service charge of $5 if daily balance falls below $1,000; fee is waived if over the age of 50. Must have an existing checking account with either a debit card or direct deposit. | 0.20% | — | Monthly service charge of $5 if daily balance falls below $1,000; fee is waived if over the age of 50. Must have an existing checking account with either a debit card or direct deposit. |
Sources (3)
- slvfed.bank/personal-banking/i…d-money-markets-accounts
- slvfed.bank/personal-banking/savings-accounts
- slvfed.bank/rates
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.