Foothills Credit Union Savings & Money Market Rates

How Foothills Credit Union’s savings rates compare

Compared with banks and credit unions near Denver, CO, where Foothills Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Foothills Credit Union
0.20%APY
Requires
None
Minimum
$1,000
Earns on $10,000 a year
$20
Money Market Account
Top rate
Westerra Credit Union
6.00%APY
Requires
Another account
Minimum
—
Earns on $10,000 a year
$600
Westerra Credit Union rates
2nd-highest rate
Solera
4.34%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$434
Solera rates

Compare savings rates near you →

70

Savings score

Higher than 26% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.20%
$10,000 balance$10,0000.20%
$100,000 balance$100,0000.55%
QualifiedQualified0.20%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Foothills Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Account

0.20%APY$1,000 to open

Membership is open to anyone who lives or works in Colorado. Requires a $1,000 minimum balance to open and maintain the account. Up to three withdrawals each month at no charge.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$1,000 – $10,000Dividends are credited quarterly. Variable rate; dividend rate and APY may change monthly.	0.20%	$20	Dividends are credited quarterly. Variable rate; dividend rate and APY may change monthly.
$10,001 – $25,000Dividends are credited quarterly. Variable rate; dividend rate and APY may change monthly.	0.45%	—	Dividends are credited quarterly. Variable rate; dividend rate and APY may change monthly.
$25,001 – $50,000Dividends are credited quarterly. Variable rate; dividend rate and APY may change monthly.	0.50%	—	Dividends are credited quarterly. Variable rate; dividend rate and APY may change monthly.
$50,001 and upDividends are credited quarterly. Variable rate; dividend rate and APY may change monthly.	0.55%	—	Dividends are credited quarterly. Variable rate; dividend rate and APY may change monthly.

Sources (3)

All captured Sep 17, 2026

Share Savings

0.10%APY$25 to open

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upEarn dividends on balances above $100. Dividends are credited monthly/quarterly.$100 and up	0.10%	$10	Earn dividends on balances above $100. Dividends are credited monthly/quarterly.

Sources (2)

All captured Oct 22, 2026

Special-purpose accounts

IRA Share

0.35%APYIRA$100 to open

Available as Traditional, Roth, or Educational IRA.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upOption to roll into an IRA Certificate of Deposit once balance reaches $1,000. Dividends credited monthly.$100 and up	0.35%	$35	Option to roll into an IRA Certificate of Deposit once balance reaches $1,000. Dividends credited monthly.

Sources (2)

All captured Oct 22, 2026

Who can join Foothills Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Anyone who lives or works in Jefferson County or Larimer County, Colorado is eligible to join.

Employers and groups

Employees and their family members of over 50 sponsoring employee groups are eligible to join.

Family and household

Family members of an existing member—including spouse, significant other, son, daughter, grandchild, grandparent, parent, sibling, aunt, uncle, niece, nephew, cousin, or relative-in-law—are eligible for membership.

Cost to join

A minimum deposit of $25.00 to a Share Savings Account is required to open and continue membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details