Credit union · NCUA insured
Affidian Credit Union Savings Rates
Top CarrotAffidian Credit Union’s best savings rate is 1.50% APY on $10,000, with its Premier Money Market. Rates checked October 22, 2026.
How Affidian Credit Union’s savings rates compare
Compared with banks and credit unions near Denver, CO, where Affidian Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Affidian Credit Union
1.50%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $150
Premier Money Market
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $434
Affidian Credit Union savings score
87
Savings score
Higher than 77% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0002.00%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Affidian Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Money Market
1.50%APY
Tiered dividends on balances of $2,000 or more (paid monthly). $2,000 minimum deposit to open.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 and upMoney Market 1st tier; Minimum balance $2,000 to pay dividends | 1.50% | $150 | Money Market 1st tier; Minimum balance $2,000 to pay dividends |
| $25,000 and upMoney Market 2nd tier; Minimum balance $25,000 to pay dividends | 1.75% | — | Money Market 2nd tier; Minimum balance $25,000 to pay dividends |
| $75,000 and upMoney Market 3rd tier; Minimum balance $75,000 to pay dividends | 2.00% | — | Money Market 3rd tier; Minimum balance $75,000 to pay dividends |
| $200,000 and upMoney Market 4th tier; Minimum balance $200,000 to pay dividends | 2.25% | — | Money Market 4th tier; Minimum balance $200,000 to pay dividends |
Sources (2)
All captured Sep 17, 2026
Regular Savings
0.05%APY
Requires $5 minimum balance requirement for membership. No monthly maintenance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance $100 to pay dividends. Paid quarterly.$100 and up | 0.05% | $5 | Minimum balance $100 to pay dividends. Paid quarterly. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Individual Retirement Accounts
0.10%APY
Traditional and Roth IRA options available. $6,000 annual contribution limit with $1,000 catch-up for ages 50+. No setup fees and no monthly or annual maintenance fees. $100 minimum deposit to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance $100 to pay dividends. Traditional and Roth IRA options.$100 and up | 0.10% | $10 | Minimum balance $100 to pay dividends. Traditional and Roth IRA options. |
Sources (2)
All captured Sep 17, 2026
Christmas Club
0.05%APY
No monthly maintenance fee. No minimum balance requirements. Funds disbursed on November 1st for holiday shopping.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance $100 to pay dividends. Dividends paid quarterly. Funds disbursed in time for holiday shopping on November 1st.$100 and up | 0.05% | $5 | Minimum balance $100 to pay dividends. Dividends paid quarterly. Funds disbursed in time for holiday shopping on November 1st. |
Sources (2)
All captured Sep 17, 2026
Who can join Affidian Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to current and retired employees of the State of Colorado or City/County Government.
Family and household
- Family members of current members are eligible for membership.
Membership information collected October 4, 2026.