Best savings rates in California

Requirements

Product: Requires $5 minimum balance to establish and maintain membership. Dividends compounded and paid quarterly.

Requirements

Product: Requires $5 minimum balance to establish and maintain membership. Dividends compounded and paid quarterly.

Offer: A minimum balance of $5 is required to open this account and must be maintained to keep the account active.

Requirements

Product: Minimum deposit of $2,500 to open. Must maintain a minimum daily balance of $2,500 to obtain the disclosed APY. If daily balance is below $2,500 no dividends will be accrued. When balance increases or decreases to a different tier, the account balance is subject to the rate applicable to that tier. Member must maintain one $5.00 share in Regular Share Account.

Offer: Grandfathered rate: Money Market shares opened prior to 04/01/18 with balances of $2,500 or more will continue to earn a monthly dividend rate of 0.05% and APY of 0.05%.

Requirements

Product: Federally chartered credit union membership requires maintaining a Share Savings, Student Savings, Business Savings, or School Business Savings account with a $0.01 opening deposit.

Requirements

Product: KeyPoint Membership required; must be in KeyPoint's field of membership and meet other eligibility requirements. Surcharge-free ATM access.

Offer: Variable rate. Dividends compounded and paid monthly, calculated by the daily balance method.

Requirements

Product: Free e-Statements ($2 per month for paper statements). Avoid $5 monthly fee by maintaining minimum balance of $10.

Offer: Avoid $5 monthly fee by maintaining minimum balance of $10. Variable rate. Dividends compounded and paid monthly, calculated by the daily balance method.

Requirements

Product: Low-balance monthly service fee of up to $5 is waived if month-end balance equals $5 or more, or for members under age 21, or for active Perfect Cents Savings savers with at least 1 transfer during the month. Dividends paid monthly. Variable rate changes monthly.

Offer: Standard rate. Low-balance monthly fee of up to $5 waived if month-end balance is $5 or more or for members under age 21.

Requirements

Product: You-Name-It feature to name account and track specific goals. Low-balance monthly service fee of up to $5 is waived if month-end balance equals $5 or more or for members under age 21. Dividends paid monthly. Variable rate changes monthly.

Offer: Promotional APY does not apply. Low-balance monthly service fee of up to $5 waived if month-end balance equals $5 or more.

Requirements

Product: Minimum initial deposit of $25 or more required to open Member Share Account. Bring address verification if ID doesn't match current address.

Offer: Minimum balance to earn dividends is $100.00.

Requirements

Offer: Minimum balance to earn dividends is $2,500.00.

Requirements

Product: To become a member of United Local, you are required to open and maintain a regular savings account with a minimum deposit of $5.00. Interest paid is dependent upon average monthly balance and is paid quarterly. Dividend rates and yields are calculated monthly on average daily balance and posted at the end of each calendar quarter.

Offer: Dividend rates and yields apply to each plateau and are calculated monthly on the average daily balance and posted to all applicable accounts remaining open at the end of each calendar quarter.

Requirements

Product: Start membership and begin saving with as little as $1.

Requirements

Product: Membership required. No minimum opening deposit.

Requirements

Product: Open with $10 minimum opening deposit ($5 one-time LAFCU membership fee, and $5 minimum savings account deposit). A $50 balance must be maintained after six months from joining or a monthly fee applies. Membership eligibility required.

Offer: Includes Secondary Savings. $10 minimum opening deposit ($5 membership fee plus $5 minimum savings deposit). $50 balance required after 6 months to avoid monthly fee.