Credit union · NCUA insured
La Loma Federal Credit Union Savings Rates
La Loma Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How La Loma Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Riverside, CA, where La Loma Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
La Loma Federal Credit Union
0.05%APY
- Minimum
- $25
- Earns on $10,000 a year
- $5
Regular Savings
Top rate
EverBank
4.20%APY
- Minimum
- $0
- Earns on $10,000 a year
- $420
2nd-highest rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
La Loma Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where La Loma Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum balance to earn dividends is $2,500.00.$2,500 and up | 0.05% | $5 | Minimum balance to earn dividends is $2,500.00. |
Sources (1)
- llfcu.org/rates · captured Sep 16, 2026
Regular Savings
0.05%APY
Minimum initial deposit of $25 or more required to open Member Share Account. Bring address verification if ID doesn't match current address.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100.00.$100 and up | 0.05% | $5 | Minimum balance to earn dividends is $100.00. |
Special-purpose accounts
Back-to-School Club
0.15%APY · 1 term
Open Aug 1 - Sep 30; matures Aug 1. Must be opened 10 months to 1 year prior to maturity date. Maximum deposit of $325 per month or $150 biweekly payroll deduction. Dividends paid and compounded monthly. Fixed rate until maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10–12 monthsMinimum balance to earn dividends is $10.00. No monthly service fee | 0.15% | $12 |
Christmas Club
0.15%APY · 1 term
Open Nov 1 - Dec 31; matures Nov 1. Must be opened 10 months to 1 year prior to maturity date. Maximum deposit of $325 per month or $150 biweekly payroll deduction. Dividends paid and compounded monthly. Fixed rate until maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10–12 monthsMinimum balance to earn dividends is $10.00. No monthly service fee | 0.15% | $12 |
Tax Club
0.15%APY · 1 term
Open Apr 1 - May 31; matures Apr 1. Must be opened 10 months to 1 year prior to maturity date. Maximum deposit of $325 per month or $150 biweekly payroll deduction. Dividends paid and compounded monthly. Fixed rate until maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10–12 monthsMinimum balance to earn dividends is $10.00. No monthly service fee | 0.15% | $12 |
Vacation Club
0.15%APY · 1 term
Open Jun 1 - Jul 31; matures Jun 1. Must be opened 10 months to 1 year prior to maturity date. Maximum deposit of $325 per month or $150 biweekly payroll deduction. Dividends paid and compounded monthly. Fixed rate until maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10–12 monthsMinimum balance to earn dividends is $10.00. No monthly service fee | 0.15% | $12 |
Who can join La Loma Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members, employees, and students of Southeastern California Conference of Seventh-Day Adventists, Loma Linda University, Loma Linda University Health, and La Sierra University communities are eligible for membership.
Family and household
- Household members or family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step siblings, and adoptive relationships) of a La Loma Federal Credit Union member in good standing are eligible for membership.
Cost to join
- An initial deposit of $25 or more is required to open a Member Share Account.
- A $5.00 membership fee is required for new members.
Membership information collected October 5, 2026.