Compare Bank & Credit Union Rates
Best savings rates in California
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 406–420 results in California
- 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: You must have a First Financial Credit Union (FFCU) Checking Account and either Direct Deposit or Payroll Deduction to be eligible to earn additional dividends from other qualifying FFCU services. You must maintain the average daily balance of $1,000 to avoid closure of this account and to receive yields. Fees may be charged monthly if balance falls below $1,000 at any time within a calendar month. Dividend yield will be increased for a maximum of 5 elective products/services, 2 of which must be checking and Direct Deposit/Payroll Deduction; any additional electives will not result in further increases. In addition, the elective products/services must be under the same account number as your SuperSavers account. APY paid on average daily balance and on all eligible electives on the last business weekday of the quarter. Qualifying FFCU services include mortgages, home equity loans, HELOC, auto, RV and motorcycle loans, and eStatements. Certain other qualifying services count as one service each: unsecured personal loans (including lines of credit), credit cards, share certificates (excluding IRA certificates), SuperSavers accounts, and IRAs.
Offer: Plus Direct Deposit or Payroll Deduction
Qualified rate · 0.15% interest rate · Effective Oct 13, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Minimum Daily Balance of $100 to Obtain the APY
0.15% interest rate · Effective Oct 12, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Minimum Daily Balance of $500 to Obtain the APY
0.15% interest rate · Effective Oct 12, 2026
Rate checked
More details - Chaffey Federal Credit UnionRegular SharesSavings · $5 min · 0.10%–0.15% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Primary savings account represents ownership in the credit union. Minimum balance of $5.
Offer: Tier I. Payable quarterly.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $4,999 0.10% $5,000 and upYour amountTier II. 0.15% Rate checked
More details - BAC Community BankSelect Money MarketSelect Money Market · $2,500 min · 0.15%–0.75% by balance
Bank · 8 branches
0.15%APY$15 a year on $10,000Requirements
Product: $15 monthly service charge waived when an average balance of $2,500 is maintained in the account. Limit of 6 withdrawals per monthly statement cycle ($12 each additional debit). Online account opening available for existing customers.
0.15% interest rate · $15 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Select Money Market Balance APY $2,500 – $100,000Your amount 0.15% $100,000 – $250,000 0.20% $250,000 – $500,000 0.30% $500,000 – $1,000,000 0.40% $1,000,000 and up 0.75% Rate checked
More details - MidFirst BankTitanium Money MarketTitanium Money Market · $100 min · 0.10%–0.30% by balance
Bank · 6 branches
0.15%APY$15 a year on $10,000Requirements
Product: $10 monthly service charge, waived with $5,000 average daily balance. $100 minimum deposit to open account online.
$10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Titanium Money Market Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.15% $50,000 – $74,999 0.15% $75,000 – $249,999 0.20% $250,000 – $499,999 0.25% $500,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate by balance
Rate by balance for Performance Savings Balance APY Up to $9,999 0.10% $10,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is compounded daily and credited on the last day of the statement cycle for Money Market accounts. Variable-rate account.
Offer: $1,000 minimum balance to earn interest and avoid $10 monthly service charge.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 0.15% $15,000 and up$1,000 minimum balance to avoid $10 monthly service charge. 0.20% Rate checked
More details - East County Schools Federal Credit UnionRegular Market Share AccountRegular Market Share Account · $1,000 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Minimum balance to open is $1,000. Minimum withdrawal amount is $300. Unlimited in-branch withdrawals. Share savings dividend rate is received if balance falls below $1,000. Dividends calculated daily and paid monthly.
Offer: Balance tier < $1,000
0.00% interest rate · Effective May 1, 2025
Rate by balance
Rate by balance for Regular Market Share Account Balance APY Up to $1,000 0.00% $1,000 – $2,499 0.00% $2,500 – $9,999 0.05% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.30% $50,000 – $99,999 0.40% $100,000 and up 0.50% Rate checked
More details - 0.15%APY$15 a year on $10,000
0.00% interest rate · Effective Sep 3, 2026
Rate by balance
Rate by balance for Primary Savings Balance APY Up to $249 0.00% $250 – $4,999 0.05% $5,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 and up 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Automatically opened when Noble membership is established. No monthly service fees.
0.00% interest rate · No monthly fee · Effective Sep 3, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $249 0.00% $250 – $4,999 0.05% $5,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 and up 0.20% Rate checked
More details - Arrowhead Credit UnionArrowhead SavingsSavings · $1 min · 0.00%–0.15% by balance
Credit union · 20 branches
0.15%APY$15 a year on $10,000Requirements
Product: $1 minimum opening deposit and $1 balance to maintain. Dividend paid when average daily balance for the month is $100 or more. No monthly fee.
No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Arrowhead Savings Balance APY Up to $100 0.00% $100 – $1,000 0.05% $1,000 – $2,000 0.05% $2,000 – $5,000 0.10% $5,000 and upYour amount 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–24
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- F&A Credit UnionCredit union · 2 branches