Bank · FDIC insured
United Pacific Bank
A $191M bank headquartered in City Of Industry, CA, with 2 branches in California. Best rates: savings 0.15% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings670.15%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About United Pacific Bank
United Pacific Bank operates in City of Industry and Monterey Park, California.
The bank offers commercial real estate and SBA lending solutions.
- Headquarters
- 1630 S Azusa Ave, City Of Industry, CA 91748
- FDIC certificate
- 23805 ↗
Branches
2 branches in California
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California
2 branches
- United Pacific BankMain office1630 S Azusa Ave, City Of Industry, CA 91748Directions
- San Gabriel Valley Regional Office101 W Garvey Ave, Montery Park, CA 91754Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 17.39% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.51% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.40% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $99 | $81 | — |
- CapitalLeverage ratio17.39%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.51%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.40%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$99Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of United Pacific Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.