Compare Bank & Credit Union Rates
Best savings rates in Arizona
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Arizona
- Vantage West Credit UnionPremium SavingsSavings · $500 min · 0.30%–1.75% by balance
Credit union · 19 branches
1.75%APY$175 a year on $10,000with conditionsRequirements
Product: Tiered balances earn tiered rates. Variable rates. Minimum of $500 to open and maintain account.
Offer: Standard rate. No monthly maintenance fees.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Premium Savings Balance APY $500 – $10,000 0.30% $10,000 – $124,999Your amountRelationship Rate requires: 1. Qualifying open Vantage West consumer checking account, 2. Total monthly direct deposit of at least $750/month to accounts under same Membership, 3. 1.75% $125,000 and upRelationship Rate requires: 1. Qualifying open Vantage West consumer checking account, 2. Total monthly direct deposit of at least $750/month to accounts under same Membership, 3. Aggregate loan and/or deposit balance of at least $10,000 in same Membership account. 1.75% Rate checked
More details - Cochise Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.66%–2.17% by balance
Credit union · 1 branch
1.66%APY$166 a year on $10,000No monthly fee · Effective Sep 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $19,999Your amount 1.66% $20,000 – $74,999 1.92% $75,000 and up 2.17% Rate checked
More details - Firefighters First Credit UnionMoney MarketMoney Market · $0 min · 0.05%–1.75% by balance
Credit union · 1 branch
1.60%APY$160 a year on $10,000Requirements
Product: Variable-rate tiered account. Dividends are compounded and credited monthly. Rate will never fall below the regular savings account dividend rate as long as a $2,500 minimum balance is maintained.
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $50,000Your amount 1.60% $50,000 – $75,000 1.65% $75,000 – $100,000 1.70% $100,000 and up 1.75% Rate checked
More details - OneAZ Credit UnionMoney Market CheckingMoney Market Checking · $1,000 min · 0.50%–2.56% by balance
Credit union · 27 branches
1.51%APY$151 a year on $10,000Requirements
Product: Only the funds that comprise each tier will earn the rate for that tier. Minimum balance fee of $10.00 per month applies if minimum balance requirements are not met.
Offer: Only the funds that comprise each tier will earn the rate for that tier.
0.60% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY $1,000 – $5,000 0.50% $5,000 – $10,000Blended APY ranges from 0.50% to 0.80%. 1.11%* $10,000 – $25,000Your amountBlended APY ranges from 0.80% to 1.23%. 1.51%* $25,000 – $50,000Blended APY ranges from 1.23% to 1.55%. 1.87%* $50,000 – $100,000Blended APY ranges from 1.55% to 1.79%. 2.03%* $100,000 and upBlended APY ranges from 1.79% to 2.48%. 2.56%* Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: Linked to a free Kasasa Cash or Kasasa Cash Back account; limit 1 account per social security number; automatic transfer of rewards from checking.
Offer: Requires meeting Kasasa Cash or Kasasa Cash Back monthly qualifications: at least 12 debit card purchases post and settle, enrolled and receive eStatement notice, enrolled and log into online banking.
Qualified rate · 1.48% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: Tiered balances earn tiered rates. Variable rates. Minimum of $500 to open and maintain account.
Offer: Standard non-relationship rate.
Qualified rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Offer: As high as 1.50% APY
Rate checked
More details - Mayo Employees Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.15%–2.30% by balance
Credit union · 1 branch
1.45%APY$145 a year on $10,000Requirements
Product: Minimum deposit to open is $2,500. Minimum balance required to earn stated rate is $2,500, otherwise the regular savings rate applies. Allows four withdrawals each month with a minimum withdrawal of $500. Dividends are compounded and paid quarterly. Rate may change after account is opened.
Offer: Rate may change after account is opened.
1.14% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.15% $10,000 – $20,000Your amount 1.45% $20,000 – $50,000 1.85% $50,000 – $100,000 2.00% $100,000 and up 2.30% Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Product: Check writing available. Monthly maintenance fee of $12.99 is waived with a $1,000 minimum daily balance.
Offer: Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $12.99 waived with $1,000 minimum daily balance.
1.20% interest rate · $12.99 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Investment Savings Balance APY Up to $5,000 1.20% $5,000 – $10,000 1.23% $10,000 – $50,000Your amount 1.25% $50,000 – $100,000 1.43% $100,000 and up 1.45% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 28 branches
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - America First Credit UnionMoney MarketMoney Market · $0 min · 1.00%–3.90% by balance
Credit union · 7 branches
1.25%APY$125 a year on $10,000Requirements
Product: Tiered dividends; dividends credited monthly. Dividend rate and APY may change monthly.
Offer: Minimum earning balance $0.00.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 1.00% $5,000 – $10,000 1.10% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000 1.80% $50,000 – $100,000 2.05% $100,000 – $250,000 2.70% $250,000 – $1,000,000 3.45% $1,000,000 and up 3.90% Rate checked
More details - Bell BankPremier Money Market SavingsPremier Money Market Savings · $5,000 min · 1.16%–1.36% by balance
Bank · 4 branches
1.16%APY$116 a year on $10,000Requirements
Product: Minimum balance of $5,000 is required to earn interest and avoid service fees. No service charge if minimum balance of $5,000 is maintained. Interest earned each day balance is $5,000 or more. 6 free withdrawals or debits per monthly statement period. Option to use as overdraft protection on a Bell checking account (enrollment required). Variable interest compounded monthly. Interest rate is paid on the entire balance in the account.
Offer: $10 service fee if minimum balance is not maintained. Interest rate is paid on the entire balance in the account. Variable rate. Paid monthly.
1.15% interest rate · Compounded monthly · $10 monthly fee
Rate by balance
Rate by balance for Premier Money Market Savings Balance APY $5,000 – $100,000Your amount 1.16% $100,000 – $500,000 1.26% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.36% Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: Check writing available. Monthly maintenance fee of $12.99 is waived with a $1,000 minimum daily balance.
Offer: Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $12.99 waived with $1,000 minimum daily balance.
1.10% interest rate · $12.99 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Investment Savings Balance APY Up to $5,000 1.10% $5,000 – $10,000 1.13% $10,000 – $50,000Your amount 1.15% $50,000 – $100,000 1.33% $100,000 and up 1.35% Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: If balance falls below $2,500, the dividend rate will be the Regular Savings rate. Monthly dividends calculated on average daily balance.
Offer: If the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate.
1.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Banner Federal Credit UnionMoney MaximizerSavings · $1 min · 0.65%–1.30% by balance
Credit union · 5 branches
1.10%APY$110 a year on $10,000Requirements
Product: Effective as of 10/01/2026 Banner Federal’s deposit accounts are a variable rate account. Dividend Rate may change after the account is opened.
0.65% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Maximizer Balance APY Up to $999 0.65% $1,000 – $9,999 0.95% $10,000 – $25,000Your amount 1.10% $25,000 and up 1.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Arizona
214 accounts at 79 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Arizona
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 7 branches
- AERO FinancialCredit union · 7 branches
- ICCUCredit union · 2 branches