Credit union · NCUA insured
Banner Federal Credit Union
A $65.4M credit union headquartered in Phoenix, AZ, with 6,624 members and 5 branches in Arizona. Best rates: savings 1.10% APY.
Banner Federal Credit Union Carrot Score
75
Carrot Score
Higher than 40% of U.S. banks and credit unions
#41 of 60 in Phoenix, AZ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Banner Federal Credit Union
Chartered in 1957, Banner Federal Credit Union is a member-owned financial institution focused on serving Banner Health Systems and its communities.
- Headquarters
- 9321 W Thomas Rd, Suite 125, Phoenix, AZ 85037-3389
- NCUA charter
- 11680
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is primarily open to employees of Banner Health System and small employee groups affiliated with health care providers.
Family and household
- Immediate family members of eligible members are eligible to join.
Branches
5 branches in Arizona
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Arizona
5 branches
- Main OfficeMain office9321 W Thomas Rd, Suite 125, Phoenix, AZ 85037Directions
- Banner Thunderbird Office5757 W Thunderbird Rd Ste E155, Glendale, AZ 85306Directions
- Banner Desert Office2225 W Southern Ave, Mesa, AZ 85202Directions
- Banner Mesa Corporate Office525 W Brown Rd, Mesa, AZ 85201Directions
- Banner West Tower Office1111 E McDowell Rd, Phoenix, AZ 85006Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.48% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.70% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.83% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $41 | $59 | — |
- CapitalNet worth ratio13.48%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.70%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.83%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$41Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Banner Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.