Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 1246–1260 of 2,142 nationwide · median 10.90% APR
- 11.49%APRas low as
Terms
Non-Variable as low as rate. APR and term are based on your credit rating and ability to pay. Rates are subject to change at any time. Additional rates and terms are available.
Credit card score 76 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
Limits range from $500.00-$15,000.00.
Credit card score 76 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
VARIABLE RATE INFORMATION: The Annual Percentage Rate (APR) may vary quarterly. The rate is based on the 13 Week U.S. Government Treasury Bill as stated in the Wall Street Journal on the 10th of January, April, July, and October, rounded to the next 1/4% plus a margin of 7.74% . The effective date of any changes will be on the cycle date in February, May, August and November.
Credit card score 76 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as · up to 24.00%
11.49% APR, up to 24.00%
Terms
Variable APR as low as 11.49% up to 24.00% depending on creditworthiness.
Credit card score 76 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
Variable APR. Current rates range from 11.99% APR to 18.00% APR. No annual fee.
Credit card score 76 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
Rates as low as 11.49% APR. Subject to credit approval. Membership eligibility required.
Credit card score 76 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as · up to 17.90%
11.49% APR, up to 17.90%
Terms
With approved credit. No cash advance fee or balance transfer fee. Qualified membership to Northern Colorado Credit Union applies.
Credit card score 76 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as · up to 16.50%
11.49% APR, up to 16.50%
Terms
Variable APR based on Prime Rate and creditworthiness (maximum 18% APR). No balance transfer fees.
Credit card score 76 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
Variable rate as low as 11.49% APR. Minimum credit line $1,000. No annual fee and no balance transfer fee (0%).
Credit card score 76 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Purchase APR as low as Prime + 4.49%. As Low As rates include Riegel FCU Autopay discount, when applicable.
Credit card score 76 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
Revolving term. Credit limits up to $15,000. Same low interest rate for purchases, cash advances, and balance transfers.
Credit card score 76 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as · up to 17.74%
11.49% APR, up to 17.74%
Terms
After the introductory period ends, standard APR is applied to unpaid promotional balances and new purchases based on creditworthiness.
Credit card score 76 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
Beyond the first six months, fixed rates as low as 11.49%.
Credit card score 76 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
Variable APR. On Approved Credit (OAC); best rate, rate may vary depending on underwriting criteria and credit score.
Credit card score 76 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
Competitively low-variable APRs starting at 11.49%. No increase in APR for Balance Transfers and Cash Advances. Rate referenced is lowest possible for qualified borrowers based on underwriting criteria.
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,142 banks and credit unions · checked Oct 22–26
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank