Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 1006–1020 of 2,140 nationwide · median 10.90% APR
- 10.75%APRas low as · up to 16.25%
10.75% APR, up to 16.25%
Terms
Variable rate. Rate is based on credit score at the time the loan is requested.
Credit card score 80 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Rates as low as 10.75% APR. Subject to credit approval. Variable rates subject to change at any time. Must be 21 or older to apply. No annual fee.
Credit card score 80 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Credit card score 80 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Fixed interest rate that applies to purchases. No annual fee, balance transfer fee, cash advance fee, or default rate.
Credit card score 80 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as · up to 18.00%
10.75% APR, up to 18.00%
Terms
Variable APR ranging from 10.75% to 18.00% based on credit eligibility. No annual fee. Membership requires $5 savings deposit.
Credit card score 80 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as · up to 15.75%
10.75% APR, up to 15.75%
Terms
Variable APR based on creditworthiness at the time of application, and will vary with the market based on the Prime Rate. Same low rate on purchases and cash advances.
Credit card score 80 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Variable APR. Credit limit $1,000 to $15,000.
Credit card score 80 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Standard variable APR for purchases as low as 10.75% based on creditworthiness. Variable APR varies with Prime Rate plus a margin.
Credit card score 80 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as · up to 18.00%
10.75% APR, up to 18.00%
Terms
Variable APR based on an index plus a margin of 4.00%, 6.00%, 10.00%, or 14.00% depending on credit qualifications. No annual fee.
Credit card score 80 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as · up to 17.50%
10.75% APR, up to 17.50%
Terms
Ongoing rate after 6 months for Purchases, Balance Transfers, and Cash Advances. $0 Balance Transfer Fees, $0 Annual Fee.
Credit card score 80 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as · up to 18.00%
10.75% APR, up to 18.00%
Terms
Rate based on creditworthiness. No annual fee.
Credit card score 80 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Subject to credit approval. Rate may vary based on individual. No annual fee, no cash advance fee, no balance transfer fee.
Credit card score 80 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as · up to 17.50%
10.75% APR, up to 17.50%
Terms
Standard purchase APR. Penalty APR is 18.00%.
Credit card score 80 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Rate based on creditworthiness. APR for Purchases, Balance Transfers, and Cash Advances is 10.75% (monthly periodic rate 0.8858%). Annual fee of $15.00 is waived first year.
Credit card score 77 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 10.80%APRas low as · up to 18.00%
10.80% APR, up to 18.00%
Terms
Rate is 10.80%, 13.80%, 15.90%, or 18.00%, based on creditworthiness.
Credit card score 80 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,140 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank