Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 991–1005 of 2,140 nationwide · median 10.90% APR
- 10.74%APRas low as
Credit card score 80 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as
Terms
Loan Rates As Low As. If you pay your balance in full each month you will not be charged any interest.
Credit card score 80 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as
Terms
Variable APR for purchases based on Prime plus 3.74%. Rate will not exceed 24.99% APR.
Credit card score 80 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as
Terms
Variable APR on Purchases. Rates vary based on creditworthiness. Cash back rewards (1.5%) net of returns; excludes cash purchases.
Credit card score 80 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as · up to 17.00%
10.74% APR, up to 17.00%
Terms
Rate is variable (Prime Rate plus margin of 3.74%, 6% or 10%, max 18%). Subject to creditworthiness. No annual fee, no balance transfer fees, no cash advance fees, no penalty APR.
Credit card score 80 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as
Terms
Annual Percentage Rate (APR) based on evaluation of applicant's credit. Credit line minimum $500.
Credit card score 80 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as · up to 13.24%
10.74% APR, up to 13.24%
Terms
Variable APR based on creditworthiness and Prime Rate. No annual fee, cash advance fee, or balance transfer fee.
Credit card score 80 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as · up to 20.74%
10.74% APR, up to 20.74%
Terms
After the introductory period, based on creditworthiness. Variable APR based on Prime Rate.
Credit card score 80 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as · up to 21.74%
10.74% APR, up to 21.74%
Terms
Variable APR based on creditworthiness and Prime Rate.
Credit card score 80 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Rates are variable. Not all will qualify for the lowest rate.
Credit card score 80 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Credit lines up to $25,000
Credit card score 80 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Standard APR reverts to 10.75% after the promotional period on remaining balance of qualifying purchases.
Credit card score 80 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as · up to 17.99%
10.75% APR, up to 17.99%
Terms
Rate is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Credit card score 80 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Category A: Equifax beacon score 690 or above. Rates fluctuate based upon the current Wall Street Journal Prime Rate.
Credit card score 80 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Standard variable APR starting as low as 10.75% based on credit evaluation. Variable APR indexed to Wall Street Journal Prime published on the 25th day of each month plus margin. Maximum interest rate 18%. Same low rate on purchases, balance transfers, and cash advances.
Credit card score 80 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,140 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank