Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 391–405 of 2,146 nationwide · median 10.90% APR
- 9.00%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rate 'as low as' assumes A+ credit score and Gold MVP level (includes 0.50% Gold MVP discount). APR is based on cumulative credit score and Membership Value Pricing status. No annual fee and no balance transfer fee. No fee for cash advance.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Fixed rate as low as 9.00% APR based on creditworthiness.
Credit card score 88 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Fixed rate. All loans subject to credit approval.
Credit card score 88 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Non-variable rate. Annual fee of $25 is waived the first year. Revolving term. Subject to credit rating and approval. 25-day grace period on purchases. Cash advances at purchase rate.
Credit card score 87 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
700 and over FICO Score
Rate checked · Credit cards rates on its site
Rates and branches - 9.11%APRas low as
Terms
Table labels 9.11% as Interest Rate with *APR footnote; also stated as 9.11% APR for purchases, balance transfers and cash advances. Minimum payment 2% of balance. No annual fee.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.18%APRas low as
Terms
Rates from / APR as low as 9.18%; No Annual Fee; limits up to $10,000. Rates and terms vary and are based on credit score and collateral.
Credit card score 88 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.20%APRas low as
Terms
Method of computing: Average Daily Balance Including New Purchases. 9.20% APR applies to Purchases, Balance Transfers, and Cash Advances. $10.00 annual fee waived for the first year on new accounts, or with Senior Gala Club Checking account or active share draft account.
Credit card score 88 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.20%APRas low as
Terms
Subject to individual credit worthiness. FICO 730+. Prime rate 7.00%, margin 2.20%, monthly periodic rate 0.7667%. Low APR applies to all purchases, balance transfers, and cash advances.
Credit card score 88 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.20%APRas low as
Terms
Variable APR for purchases; subject to change. 25-day grace period.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.24%APRas low as · up to 16.74%
9.24% APR, up to 16.74%
Terms
Variable APR as low as 9.24%. Calculated using Prime Rate + Margin of 2.24% to 9.74%, based on creditworthiness, not to exceed 17.99%. Subject to credit approval.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.24%APRas low as · up to 19.24%
9.24% APR, up to 19.24%
Terms
Based on creditworthiness. No annual fee.
Credit card score 88 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.24%APRas low as
Terms
Credit lines available between $200 and $50,000 subject to income and credit history qualification. Earns 1% cash back on purchases.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.25%APRas low as · up to 18.00%
9.25% APR, up to 18.00%
Terms
Standard variable APR for purchases paying interest. Varies with the market based on the Prime Rate.
Credit card score 88 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.25%APRas low as
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–23
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
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Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank