Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 376–390 of 2,152 nationwide · median 10.90% APR
- 8.99%APRas low as
Terms
Fixed APR for purchases and cash advances range from 8.99% – 17.99% APR, based on creditworthiness and card type. Listed as low as 8.99% APR. No balance transfer fees, no cash advance fees, no annual fees.
Credit card score 88 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
As low as rates are based on credit history, credit qualifications, and approval. Fixed rate. No interest charged on purchases if entire balance is paid by due date each month (grace period at least 25 days).
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 17.99%
8.99% APR, up to 17.99%
Terms
APR for purchases, balance transfers, and cash advances is 8.99% to 17.99% based on creditworthiness.
Credit card score 88 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Standard APR starting at 8.99% based on creditworthiness.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Rates are fixed. Rate received subject to creditworthiness and history. 25-day grace period.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 15.99%
8.99% APR, up to 15.99%
Terms
Minimum loan amount $1,500. Applies to purchases, balance transfers, and cash advances. Rate based on creditworthiness.
Credit card score 88 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rates include a 0.50% APR discount for members who maintain a qualifying recurring direct deposit of at least $100 from payroll, Social Security, or retirement income into a TFCU savings or checking account. If the qualifying direct deposit ceases, the APR will increase by 0.50%.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 17.99%
8.99% APR, up to 17.99%
Terms
No balance transfer fees. Rates as low as 8.99% APR.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Fixed rate as low as 8.99%. Rates are subject to approval.
Credit card score 88 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 14.99%
8.99% APR, up to 14.99%
Terms
Non-variable APR for purchases, balance transfers, and cash advances. Subject to credit approval; rate determined by creditworthiness.
Credit card score 88 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Rate based on creditworthiness and term of loan.
Credit card score 88 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Available to qualified borrowers. Other restrictions may apply. Rates do not apply to refinance existing TMH FCU loans. Membership is subject to eligibility.
Credit card score 88 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Fixed low rate starting at 8.99%. $69 annual fee waived the first year. 1.5% cash back on purchases. No balance transfer fee. $150 cash back bonus after first 3 months with $3,000 in purchases. Metal card.
Credit card score 81 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,152 banks and credit unions · checked Oct 22–23
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank