Bank · FDIC insured
First National Bank of Fort Smith
A $2.3B bank headquartered in Fort Smith, AR, with 26 branches in 2 states.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First National Bank of Fort Smith
- Headquarters
- 602 Garrison Ave, Fort Smith, AR 72901
- FDIC certificate
- 3864 ↗
Branches
26 branches in 2 states
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Arkansas
17 branches
Fort Smith area · 11
- The First National Bank of Fort SmithMain office602 Garrison Ave, Fort Smith, AR 72901Directions
- Brooken Hill Branch9300 Highway 71 S, Fort Smith, AR 72916Directions
- Central Mall Branch5201 Rogers Ave, Fort Smith, AR 72903Directions
- Chaffee Crossing Branch8225 S Zero St, Fort Smith, AR 72903Directions
- Cornerstone Branch3515 Greenwood Road, Fort Smith, AR 72903Directions
- Grand Avenue Branch2727 Grand Ave, Fort Smith, AR 72901Directions
- Midland Boulevard Branch2000 Midland Blvd, Fort Smith, AR 72904Directions
- Phoenix Branch800 Phoenix Ave, Fort Smith, AR 72901Directions
- Stonewood Branch7410 Rogers Ave, Fort Smith, AR 72903Directions
- Greenwood Branch311 E Center St, Greenwood, AR 72936Directions
- Lavaca Branch400 W Main St, Lavaca, AR 72941Directions
Fayetteville area · 5
- First National Bank Of Nwa, Bentonville Branch401 Sw A St, Bentonville, AR 72712Directions
- Centerton Branch350 E Centerton Blvd, Centerton, AR 72719Directions
- Fayetteville Branch2638 E Joyce Blvd Ste 100, Fayetteville, AR 72703Directions
- Dixieland Branch801 N Dixieland Rd, Rogers, AR 72756Directions
- Pinnacle Branch3706 Pinnacle Parkway Hill, Rogers, AR 72758Directions
Charleston area · 1
- Charleston Branch225 E Main St, Charleston, AR 72933Directions
Oklahoma
9 branches
Fort Smith area · 3
- Roland Branch401 E Ray Fine Blvd, Roland, OK 74954Directions
- Sallisaw Branch1000 S Kerr Blvd, Sallisaw, OK 74955Directions
- Sallisaw Drive-In Branch1500 E Cherokee Ave, Sallisaw, OK 74955Directions
Poteau area · 2
- North Branch1907 N Broadway St, Poteau, OK 74953Directions
- Poteau Branch209 Clayton Ave, Poteau, OK 74953Directions
Heavener area · 1
- Heavener Branch78 West 1st Street, Heavener, OK 74937Directions
Panama area · 1
- Panama Branch202 North Kentucky Avenue, Panama, OK 74951Directions
Pocola area · 1
- Pocola Branch802 N Pocola Blvd, Pocola, OK 74902Directions
Stigler area · 1
- Stigler Branch701 E Main St, Stigler, OK 74462Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.08% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.44% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 2.04% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $78 | $88 | — |
- CapitalLeverage ratio11.08%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.44%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets2.04%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$78Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First National Bank of Fort Smith are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.