Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 89 in Virginia · median 11.35% APR
- 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.49%APRas low as · up to 18.00%
10.49% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; no annual fee or cash advance fee; foreign transaction fees apply.
Credit card score 81 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.49%APRas low as
Terms
Variable APR as low as 10.49%. No annual fee or balance transfer fee. Subject to credit approval.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.65%APRas low as · up to 20.40%
10.65% APR, up to 20.40%
Terms
Rates schedule APR for Purchases: 10.65% (table) / 10.40% to 20.40% (caption), when you open your account, based on creditworthiness. Variable with market based on Prime Rate. $0 annual fee.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - State Department Federal Credit UnionPlatinum Rewards Credit Card · No annual fee
Credit union · 3 branches
10.74%APRas low asTerms
Annual Percentage Rate (APR) based on evaluation of applicant's credit. Credit line minimum $500.
Credit card score 80 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as · up to 18.00%
10.75% APR, up to 18.00%
Terms
Variable APR ranging from 10.75% to 18.00% based on credit eligibility. No annual fee. Membership requires $5 savings deposit.
Credit card score 80 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Rate is as low as 10.90% APR based on creditworthiness. No annual fee. No balance transfer fee.
Credit card score 79 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Fixed rate of 10.9% APR. Credit limits up to $25,000.00. Free balance transfers.
Credit card score 79 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Variable APR as low as 10.99% based on creditworthiness. Same rate on purchases, cash advances, and balance transfers. No annual or cash advance fees.
Credit card score 77 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Annual Percentage Rate for purchases. Grace period for repayment of balance for purchases is 25 days before finance charge is imposed. Balance computed using Average Daily Balance (including new purchases). Minimum finance charge: None. Transaction fee for purchases: None.
Credit card score 77 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Rate based on creditworthiness, term of loan, loan to value, and age of collateral. Credit union membership required. Earns points for every dollar spent redeemable for gifts and travel rewards.
Credit card score 77 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Starting at 10.99% APR; adjusted based on creditworthiness, debt-to-income ratio, and aggregate credit score. 5-Day Grace Period. Minimum Payment: 2%. No annual fee; no balance transfer fee.
Credit card score 77 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Rates depend on credit. Open term. No annual fee.
Credit card score 77 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Annual percentage rate after the introductory period ends for purchases and balance transfers.
Credit card score 77
Rate checked · Credit cards rates on its site
Rates and branches - 11.35%APRas low as
Terms
Variable APR as low as 11.35% based on creditworthiness. Credit limits $250 - $20,000. No annual fee. Rates variable tied to Prime rate.
Credit card score 76 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Virginia
89 banks and credit unions · checked Oct 15–22
- Typical
- 11.35%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.74%
- Credit unions, typical
- 10.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches