Credit union · NCUA insured
PWC Employees Credit Union
Top CarrotA $85.3M credit union headquartered in Woodbridge, VA, with 6,964 members and 2 branches in Virginia. Best rates: CDs 3.72% and savings 0.05% APY.
PWC Employees Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 82% of U.S. banks and credit unions
#27 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About PWC Employees Credit Union
Founded in 1971 by Prince William County employees to provide better financial services, PWC Employees Credit Union is a member-owned financial institution.
In 2025, the credit union transitioned from a Virginia state charter to a federal charter approved by the NCUA.
- Headquarters
- 12715 Ridgefield Village Dr STE 101, Woodbridge, VA 22193-8911
- NCUA charter
- 24971
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of PRTC are eligible for membership.
- Employees of Service Authority are eligible for membership.
Military, government and schools
- Employees of City of Manassas Government & Schools are eligible for membership.
- Employees of City of Manassas Park Government & Schools are eligible for membership.
- Employees of Prince William County Government & Schools are eligible for membership.
- Employees of the Towns of Dumfries, Haymarket, & Occoquan are eligible for membership.
2 more ways to join
Family and household
- Immediate family members of current credit union members are eligible for membership.
Other ways
- Volunteers with any qualifying eligible organizations are eligible for membership.
Branches
2 branches in Virginia
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Virginia
2 branches
- PWC Employees CUMain office12715 Ridgefield Village Dr STE 101, Woodbridge, VA 22193Directions
- PWCE FCU - Manassas9161 Liberia Ave, Manassas, VA 20110Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.96% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.27% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.63% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $37 | $59 | — |
- CapitalNet worth ratio13.96%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.27%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.63%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$37Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of PWC Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.