Bank · FDIC insured
Somerset Trust Company
A $2.5B bank headquartered in Somerset, PA, with 48 branches in 3 states.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Somerset Trust Company
Founded in 1889 as First National Bank of Somerset, Somerset Trust Company is headquartered in Somerset, Pennsylvania.
Led across six generations by the Scull and Cook family legacy, the bank has expanded from one branch to fifty branches.
The institution was established to serve the financial needs of the local community.
- Headquarters
- 151 W Main St, Somerset, PA 15501
- FDIC certificate
- 11112 ↗
Branches
48 branches in 3 states
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Pennsylvania
44 branches
Pittsburgh area · 26
- Brownsville Branch413 Market St, Brownsville, PA 15417Directions
- Champion Branch1446 County Line Rd, Champion, PA 15622Directions
- Connellsville Branch1450 Morrell Ave, Connellsville, PA 15425Directions
- Connellsville Falcon Branch201 Falcon Dr, Connellsville, PA 15425Directions
- Connellsville Office At The Train Station Complex904 W Crawford Ave, Connellsville, PA 15425Directions
- Downtown Greensburg Branch100 N. Main St., Greensburg, PA 15601Directions
- Greensburg Branch1301 S. Main St., Greensburg, PA 15601Directions
- Greensburg Office835 E Pittsburgh St, Greensburg, PA 15601Directions
- Somerset Trust - Westmoreland Mall Branch5256 Us 30, Greensburg, PA 15601Directions
- Hopwood Office Branch1176 National Pike, Hopwood, PA 15445Directions
- Latrobe Branch3857 Route 30, Latrobe, PA 15650Directions
- Ligonier Branch228 W Main St, Ligonier, PA 15658Directions
- Ligonier In-Store Branch117 S Walnut St, Ligonier, PA 15658Directions
- National Pike Office4634 National Pike, Markleysburg, PA 15459Directions
- Mount Pleasant Branch632 West Main St., Mount Pleasant, PA 15666Directions
- Mt. Pleasant - Walmart2100 Summit Ridge Plz, Mount Pleasant, PA 15666Directions
- Somerset Trust Company Branch3894 State Route 981, Mount Pleasant, PA 15666Directions
- New Florence Branch161 12th St, New Florence, PA 15944Directions
- Irwin Branch87 Rocky Rd, North Huntingdon, PA 15642Directions
- Irwin Branch12120 Us 30, North Huntingdon, PA 15642Directions
- Irwin Wal-Mart915 Mills Dr, North Huntingdon, PA 15642Directions
- Perryopolis Branch Office100 Quaker Church Rd, Perryopolis, PA 15473Directions
- Scottdale Branch157 Pittsburgh St, Scottdale, PA 15683Directions
- Somerset Trust - Uniontown Branch82 W Fayette St, Uniontown, PA 15401Directions
- Uniontown Giant Eagle Branch581 Pittsburgh Rd, Uniontown, PA 15401Directions
- Youngwood Office250 S 3rd St, Youngwood, PA 15697Directions
Somerset area · 10
- Somerset Trust CompanyMain office151 W Main St, Somerset, PA 15501Directions
- Berlin Branch420 Main St, Berlin, PA 15530Directions
- Boswell Office210 Ohio St, Boswell, PA 15531Directions
- Confluence Office Branch612 Logan Pl, Confluence, PA 15424Directions
- Hooversville Branch964 Barn Street, Hooversville, PA 15936Directions
- Meyersdale Office Branch151 Center St, Meyersdale, PA 15552Directions
- Meyersdale Southside Branch7109 Mason Dixon Hwy, Meyersdale, PA 15552Directions
- Glades Pike Office4185 Glades Pike, Somerset, PA 15501Directions
- Somerset Crossing Branch2028 N Center Ave, Somerset, PA 15501Directions
- Somerset Plaza Branch1614 N Center Ave, Somerset, PA 15501Directions
Johnstown area · 5
- Johnstown Office116 Market St, Johnstown, PA 15901Directions
- Richland Branch1416 Scalp Ave, Johnstown, PA 15904Directions
- Vinco Branch2690 William Penn Ave, Johnstown, PA 15909Directions
- Westmont Branch1739 Lyter Dr, Johnstown, PA 15905Directions
- Lilly Br500 Main St, Lilly, PA 15938Directions
Bedford area · 1
- Bedford Office Branch8796 Lincoln Hwy, Bedford, PA 15522Directions
Fishertown area · 1
- Fishertown Branch Office2095 Quaker Valley Rd, Fishertown, PA 15539Directions
Schellsburg area · 1
- Schellsburg3966 Lincoln Hwy, Schellsburg, PA 15559Directions
Maryland
3 branches
Cumberland area · 2
- Frostburg Branch Office351 E Main St, Frostburg, MD 21532Directions
- Frostburg Branch Office3 S Broadway, Frostburg, MD 21532Directions
Grantsville area · 1
- Grantsville Plaza Branch3245 Chestnut Ridge Rd, Grantsville, MD 21536Directions
Virginia
1 branch
- Vienna Branch100 Maple Ave E, Vienna, VA 22180Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.10% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.49% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.16% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $81 | $88 | — |
- CapitalLeverage ratio9.10%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.49%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.16%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$81Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Somerset Trust Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.