Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 62 in Missouri · median 11.75% APR
- 11.75%APRas low as · up to 18.00%
11.75% APR, up to 18.00%
Terms
Variable APR for purchases based on creditworthiness, not to exceed 18.00%. $0 balance transfer fee.
Credit card score 74 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
Revolving term / up to $25,000 credit limit. No annual cash advance or balance transfer fee. Minimum monthly payment is 2% of outstanding balance or $25.00. 25-day grace period on purchases.
Credit card score 74 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
As low as 11.75% APR based on credit bureau score and term. No annual fee. 25 day grace period.
Credit card score 74 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 17.90%
11.90% APR, up to 17.90%
Terms
Standard ongoing rate after the 6th billing cycle depending on creditworthiness.
Credit card score 73 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.95%APRas low as
Terms
25 day grace period; rates shown are best available based on underwriting criteria.
Credit card score 73 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Subject to credit approval. The rate you qualify for is determined by your creditworthiness, collateral and length of term. Rates as low as. Balance transfer and cash advance rates are same as purchases. NO balance transfer fees.
Credit card score 72 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Rates as low as 11.74% APR. Best rate quoted; rate may vary based on credit qualifications. Variable rate based on Prime Rate. No annual fee, balance transfer fee, cash advance fee, or over limit fee.
Credit card score 72 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as
Terms
25-day grace period. No annual fees, no balance transfer fees, or cash advance fees.
Credit card score 70 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
ANNUAL PERCENTAGE RATE (APR) FOR PURCHASES. 25 days grace period for repayment of balances for purchases. Method of computing balance: Average Daily Balance (including new purchases).
Credit card score 70 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 19.74%
12.74% APR, up to 19.74%
Credit card score 69
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Terms
Variable APR. All loans subject to approval and membership eligibility. Effective date: Friday, October 16th, 2026.
Credit card score 69 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
For building or improving your credit, this card offers a fixed rate of 12.90% APR*. Rate is determined by member eligibility and creditworthiness, as well as other factors. No annual fees or balance transfer charges.
Credit card score 67 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Variable rate, subject to change. Rate as low as stated; subject to credit approval, loan-to-value, and other underwriting factors.
Credit card score 67 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 13.24%APRas low as · up to 23.24%
13.24% APR, up to 23.24%
Terms
Ongoing variable APR. Footnote * coverage applies when full fare charged to card. Footnote ** describes variable APRs based on Prime Rate.
Credit card score 66 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Missouri
62 banks and credit unions · checked Oct 16–22
- Typical
- 11.75%
- Top 10% up to
- 8.91%
- Banks, typical
- 14.00%
- Credit unions, typical
- 10.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch