Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 65 in Alabama · median 10.49% APR
- 9.50%APRas low as
Terms
Variable APR equals 2.50% + Prime (tied to The Wall Street Journal Prime Rate). Credit line starts at $10,000. Cash Back is automatically deposited into a High Yield Savings account that earns 5%.
Credit card score 87 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Rates are subject to change. Rates do not apply to in house refinancing.
Credit card score 87 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR of 9.90% applies to purchases, balance transfers, and cash advances (monthly periodic rate of 0.8250%). Interest-free grace period of at least 25 days on purchases and balance transfers if paid in full by due date; interest on cash advances begins on transaction date. Minimum payment is 3.00% of total new balance or $20.00, whichever is greater. No annual fee. No foreign transaction fee.
Credit card score 84 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
For limits $4,999.99 and below. Stated APR is as low as 9.90% and varies based on individual borrower's credit history and underwriting factors. 25-day interest-free grace period.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR as low as 9.90%. Credit limit $5,000 - $25,000. View/redeem reward points in Digital Banking > Visa Rewards.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate based on creditworthiness; revolving term.
Credit card score 84 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR determined by creditworthiness. Revolving term.
Credit card score 84 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 13.50%
9.90% APR, up to 13.50%
Terms
Payment: 3% of balance
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - Coosa Pines Federal Credit UnionCoosa Pines VISA with UChoose Rewards · No annual fee
Credit union · 5 branches
9.95%APRas low asTerms
Tier based on creditworthiness. Fixed rate applies to purchases, balance transfers, and cash advances. No balance transfer or cash advance fees.
Credit card score 83 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Fixed rate. No processing or application fees.
Credit card score 83 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 9.96%APRas low as
Terms
Fixed rates as low as 9.96% APR. Annual Percentage Rates on purchases and balance transfers are based on normal credit criteria.
Credit card score 81 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
All rates shown are as low as. Actual interest rates may vary based on credit history. 25-day grace period on purchases with a zero prior month balance.
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Revolving terms. Non-variable rate. Quoted rate is the lowest available rate and reflects all possible discounts; rate is based on credit history and borrower eligibility. Offer good with approved credit for loans new to All In CU. Purchases after 365 days at regular rate.
Credit card score 82 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 18.00%
9.99% APR, up to 18.00%
Terms
Variable APR based on creditworthiness.
Credit card score 82 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 18.00%
9.99% APR, up to 18.00%
Terms
Rates quoted are best available and subject to change. Rates vary depending on credit scoring. All loans subject to credit approval.
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Alabama
65 banks and credit unions · checked Oct 15–22
- Typical
- 10.49%
- Top 10% up to
- 8.90%
- Banks, typical
- 14.81%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Alabama
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Auburn University Credit UnionCredit union · 3 branches
- ASE Credit UnionCredit union · 9 branches
- AOD Federal Credit UnionCredit union · 6 branches