Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 38 in Cook County, IL · median 12.20% APR
- 11.80%APRas low as
Terms
Fixed rate. Minimum $5,000 credit limit. No annual fee, no balance transfer fee, no cash advance fee or higher rate for cash advances.
Credit card score 74 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 11.88%APRas low as
Terms
Fixed low interest rate. Balance transfer programs and specials are available during the year.
Credit card score 74 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Credit card score 73 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 17.90%
11.90% APR, up to 17.90%
Terms
Standard ongoing rate after the 6th billing cycle depending on creditworthiness.
Credit card score 73 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as · up to 20.49%
12.49% APR, up to 20.49%
Terms
Non-promotional variable APR applies beginning the first day of the new billing cycle after the intro period, based on creditworthiness. Variable APR varies quarterly based on the highest Prime Rate charged by banks published in WSJ as of the last business day of each quarter plus a margin.
Credit card score 70 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as · up to 23.75%
12.49% APR, up to 23.75%
Credit card score 70 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 20.90%
12.90% APR, up to 20.90%
Terms
Fixed interest rate; rates based on creditworthiness; credit limits from $500 to $20,000; 25-day grace period on purchases
Credit card score 67 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Standard Fixed/Non-Variable Rate Card as low as 12.9% APR. Rates subject to risk-based pricing, minimum credit score restrictions, and standard underwriting guidelines.
Credit card score 67 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Variable rate quoted as low as 13.00% APR. Same rate for purchases, balance transfers, and cash advances. Rate based on creditworthiness and term of loan.
Credit card score 66 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 13.30%APRas low as
Terms
Variable APR based on Prime Rate; 'as low as' rate. No annual fee. 25-day grace period on purchases.
Credit card score 66 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 16.00%
13.50% APR, up to 16.00%
Terms
Depending on credit worthiness.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as · up to 18.00%
13.90% APR, up to 18.00%
Terms
Variable ongoing APR based on the highest Prime Rate in WSJ Money Rates; maximum APR is 18.00%.
Credit card score 64 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as · up to 22.90%
13.90% APR, up to 22.90%
Terms
Standard variable APR for purchases based on credit history and Prime Rate. No balance transfers allowed.
Credit card score 64 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
APR for purchases, balance transfers, and cash advances. Subject to credit approval.
Credit card score 63 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as
Terms
Variable rate with no annual fee. Rates shown are the lowest rates offered.
Credit card score 62 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Cook County, IL
38 banks and credit unions · checked Oct 16–22
- Typical
- 12.20%
- Top 10% up to
- 8.98%
- Banks, typical
- 18.12%
- Credit unions, typical
- 11.89%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches