Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 41 in Portland, OR-WA metro · median 11.99% APR
- 11.24%APRas low as · up to 23.24%
11.24% APR, up to 23.24%
Terms
Variable APR applies after the intro APR offer ends. Subject to credit approval.
Credit card score 76 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as · up to 19.50%
11.50% APR, up to 19.50%
Terms
Based upon your creditworthiness when you open your account. After that, your APR will vary with the market based upon the Prime Rate.
Credit card score 75 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as · up to 22.00%
11.50% APR, up to 22.00%
Terms
Variable APR based on creditworthiness; varies with the market based on the prime rate.
Credit card score 75 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Opening APR based on creditworthiness; thereafter Prime plus margin. Stated APR applies to purchases, cash advances, and balance transfers.
Credit card score 75 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 11.95%APRas low as
Terms
Fixed-rate APR for purchases, balance transfers, and cash advances. Maximum limit is $15,000.00.
Credit card score 73 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - People's Community Federal Credit UnionVisa® Platinum Rewards Credit Card · No annual fee
Credit union · 5 branches
11.99%APRas low asTerms
Standard Rate.
Credit card score 72 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as · up to 18.25%
12.00% APR, up to 18.25%
Terms
Purchases. Variable rate based on Prime rate with an 18.00% ceiling.
Credit card score 72 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - Pacific NW Federal Credit UnionCash Awards Visa Credit Card · No annual fee
Credit union · 2 branches
12.24%APRas low as · up to 18.00%12.24% APR, up to 18.00%
Terms
Revolving repayment term. No cash advance fees, no balance transfer fees. 1% cash back on all purchases automatically deposited quarterly into savings account on the 15th day (or next business day) of January, April, July, and October.
Credit card score 71 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.25%APRas low as · up to 20.25%
12.25% APR, up to 20.25%
Terms
Variable APR for purchases based on creditworthiness; rate varies with Prime rate.
Credit card score 71 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
Fixed rate. APR tiered based upon credit worthiness of the borrowers and other criteria. No annual, monthly maintenance, balance transfer, or cash advance fees.
Credit card score 70 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as
Terms
Revolving regular APR.
Credit card score 69 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 24.74%
12.74% APR, up to 24.74%
Terms
Variable rate based on Prime Rate. Standard variable APR based on creditworthiness. Avoid finance charges on purchases by paying entire balance within 25 days of statement closing date.
Credit card score 69 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
28-day grace period on purchases. Average daily balance method (including new purchases).
Credit card score 67 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 13.49%APRas low as · up to 18.25%
13.49% APR, up to 18.25%
Terms
Variable APR for purchases based on the Prime Rate. No annual fee.
Credit card score 66 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - Ukrainian Federal Credit UnionUFCU Everyday Rewards Visa Card · No annual fee
Credit union · 2 branches
13.50%APRas low as · up to 18.00%13.50% APR, up to 18.00%
Terms
For purchases and balance transfers. Starting as low as Prime + 6.5%.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Portland, OR-WA metro
41 banks and credit unions · checked Oct 16–22
- Typical
- 11.99%
- Top 10% up to
- 9.90%
- Banks, typical
- 16.74%
- Credit unions, typical
- 11.37%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Portland, OR-WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Rivermark Community Credit UnionCredit union · 18 branches
- Ukrainian Federal Credit UnionCredit union · 2 branches