Credit union · NCUA insured
InRoads Credit Union
A $334.8M credit union headquartered in St. Helens, OR, with 15,962 members and 4 branches in Oregon. Best rates: savings 0.25% APY.
InRoads Credit Union Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#51 of 56 in Portland, OR-WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About InRoads Credit Union
- Headquarters
- 1720 Saint Helens St, St. Helens, OR 97051-1745
- NCUA charter
- 2730
Branches
4 branches in Oregon
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Oregon
4 branches
- Orenco Station Branch6175 NE Cornell Rd, Hillsboro, OR 97124Directions
- Rainier Branch118 E A St, Rainier, OR 97048Directions
- Scappoose Branch52691 Columbia River Hwy, Scappoose, OR 97056Directions
- St. Helens Branch425 S Columbia River Hwy, St. Helens, OR 97051Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.12% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.15% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | -0.44% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $81 | $76 | — |
- CapitalNet worth ratio8.12%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.15%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets-0.44%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$81Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of InRoads Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.