Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 37 in Kansas City, MO-KS metro · median 11.75% APR
- 10.25%APRas low as
Terms
Rate is as low as 10.25% APR. Variable rate based on Prime Rate; same low rate for purchases, balance transfers and cash advances. No annual fee, balance transfer fee or cash advance fee.
Credit card score 81 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Variable rate as low as 10.99%.
Credit card score 77 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Fixed APR for purchases. Grace period of at least 25 days after the close of each billing cycle on purchases if entire balance is paid by due date.
Credit card score 77 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
As low as 11.75% Variable APR. Subject to credit approval; APR based on credit history. High credit limit up to $20,000. 25-day grace period. No annual fee. No over-limit fee. Cash advances available.
Credit card score 74 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
Revolving term / up to $25,000 credit limit. No annual cash advance or balance transfer fee. Minimum monthly payment is 2% of outstanding balance or $25.00. 25-day grace period on purchases.
Credit card score 74 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as
Terms
25-day grace period. No annual fees, no balance transfer fees, or cash advance fees.
Credit card score 70 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Terms
Variable APR. All loans subject to approval and membership eligibility. Effective date: Friday, October 16th, 2026.
Credit card score 69 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Variable rate, subject to change. Rate as low as stated; subject to credit approval, loan-to-value, and other underwriting factors.
Credit card score 67 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as
Terms
Subject to credit approval and restrictions or requirements.
Credit card score 65 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
Applies to online purchases. No annual fee. Balance transfer fee: None. Late payment fee: $15.00. Over-the-credit-limit fee: None.
Credit card score 64 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Go to Rate of Prime + 6.99%.
Credit card score 63 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Ongoing variable APR: Prime + 6.99%, rate cap 21%.
Credit card score 63 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as · up to 22.00%
14.00% APR, up to 22.00%
Terms
Variable Purchase APR based on creditworthiness. Variable rate is 7.00% to 15.00% + Prime Rate. Prime Rate of 7.00% as of September 16, 2026.
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Kansas City, MO-KS metro
37 banks and credit unions · checked Oct 16–22
- Typical
- 11.75%
- Top 10% up to
- 8.99%
- Banks, typical
- 14.00%
- Credit unions, typical
- 9.94%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Kansas City, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 31 branches