Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 76–90 of 167 in Texas · median 10.65% APR
- 10.15%APRas low as
Terms
25 day grace period on purchases; interest not charged if entire balance paid by due date each month; average daily balance method.
Credit card score 82 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 10.24%APRas low as · up to 17.24%
10.24% APR, up to 17.24%
Credit card score 82 · Carrot Score 94
Rate checked · Credit cards rates on its site
More details - 10.40%APRas low as · up to 15.40%
10.40% APR, up to 15.40%
Terms
Variable APR based on prime rate; 10.40% - 15.40% APR for purchases and cash advances. No annual fee. $0 fee on non-promotional balance transfers.
Credit card score 81 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 10.40%APRas low as
Terms
Platinum I tier. Variable APR based on Prime Rate.
Credit card score 81 · Carrot Score 90
Rate checked · Credit cards rates on its site
More details - 10.49%APRas low as · up to 18.00%
10.49% APR, up to 18.00%
Terms
Based on your credit worthiness when you open your account. Varies with the market based on the Prime Rate. No annual fee.
Credit card score 81 · Carrot Score 76
Rate checked · Credit cards rates on its site
More details - 10.49%APRas low as · up to 18.00%
10.49% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 10.50%APRas low as
Terms
Fixed rates. 25-day grace period. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Credit card score 81 · Carrot Score 83
Rate checked · Credit cards rates on its site
More details - 10.50%APRas low as
Credit card score 81 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 10.65%APRas low as · up to 20.65%
10.65% APR, up to 20.65%
Terms
Rates schedule APR for Purchases: 10.65% (table) / 10.65% to 20.65% (caption), when you open your account, based on creditworthiness. Variable with market based on Prime Rate. $0 annual fee.
Credit card score 81 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - American Airlines Federal Credit UnionVisa Platinum Low Rate · No annual fee
Credit union · 15 branches
10.75%APRas low as · up to 18.00%10.75% APR, up to 18.00%
Terms
Based on creditworthiness; variable rate based on Prime Rate.
Credit card score 81 · Carrot Score 94
Rate checked · Credit cards rates on its site
More details - 10.75%APRas low as
Terms
Rates as low as 10.75% APR. Subject to credit approval. Variable rates subject to change at any time. Must be 21 or older to apply.
Credit card score 81 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details - 10.75%APRas low as · up to 17.50%
10.75% APR, up to 17.50%
Terms
After 6 months. $0 Balance Transfer Fees.
Credit card score 81 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 10.75%APRas low as · up to 17.99%
10.75% APR, up to 17.99%
Terms
Variable APR will vary with the market based on the Prime Rate and will not exceed 17.99%. Based on creditworthiness. Applies after the introductory period ends.
Credit card score 76 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 10.90%APRas low as · up to 18.00%
10.90% APR, up to 18.00%
Terms
Standard ongoing variable APR applies after the introductory period based on the Prime Rate and borrower's credit qualifications.
Credit card score 79 · Carrot Score 83
Rate checked · Credit cards rates on its site
More details - 10.90%APRas low as
Terms
Rate based on creditworthiness. 25 days grace period from statement closing date if new balance is paid in full each month by the payment due date. Minimum finance charge: None. Foreign transaction fee up to 1% on international transactions.
Credit card score 79 · Carrot Score 90
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Texas
167 banks and credit unions · checked Nov 6–7
- Typical
- 10.65%
- Top 10% up to
- 8.74%
- Credit unions, typical
- 10.65%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Rio Grande Valley Credit UnionCredit union · 5 branches
- Harris County Federal Credit UnionCredit union · 1 branch
- Scott and White Employees CUCredit union · 1 branch