Credit union · NCUA insured
InTouch Credit Union Credit Card Rates
InTouch Credit Union credit cards start at 10.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How InTouch Credit Union’s credit card rates compare
Compared with banks and credit unions near Las Vegas, NV, where InTouch Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
InTouch Credit Union
10.75%APR
- Up to
- —
celebrate! Mastercard®
Lowest rate
Sierra Pacific Federal Credit Union
8.99%APR
- Up to
- 14.99% APR
2nd-lowest rate
Silver State Schools Credit Union
9.74%APR
- Up to
- —
InTouch Credit Union credit card score
80
Credit card score
Higher than 52% of U.S. banks and credit unions
- Purchase APRPurchase APR10.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where InTouch Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Credit Card Mastercard®
Card option is no longer offered for new applicants; information provided for existing cardholders. Replaced by celebrate! Mastercard. No annual fee. Credit lines up to $20,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.75% | None | InTouch Credit Union comparison rate of 10.75% APR. No annual fee. Same APR on purchases and balance transfers. |
Sources (3)
All captured Oct 16, 2026
achieve! Mastercard®
Subject to credit approval. Variable rates subject to change at any time. Must be 21 or older to apply. Designed for building or rebuilding credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.75% | None | Subject to credit approval. Variable rate subject to change at any time. Must be 21 or older to apply. |
Sources (3)
All captured Oct 16, 2026
celebrate! Mastercard®
Subject to credit approval. Variable rates subject to change at any time. Must be 21 or older to apply. No annual fee. Credit lines up to $40,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.75% | None | Rates as low as 10.75% APR. Subject to credit approval. Variable rates subject to change at any time. Must be 21 or older to apply. No annual fee. |
| Intro, 6 months | 0.00% | None | 0% APR for 6 Months Balance Transfer Special. Subject to approval. After introductory period expires, a variable APR rate of 10.75% - 17.75% will apply, based on creditworthiness. Balance Transfer fees apply. |
Sources (4)
- itcu.org/about/rates/all-rates
- itcu.org/credit-cards
- itcu.org/credit-cards/celebrate-mastercard
- itcu.org
All captured Oct 16, 2026
connect! Mastercard®
Subject to credit approval. Variable rates subject to change at any time. Must be 21 or older to apply. No annual fee. Credit lines up to $40,000. Earns uChoose Rewards points.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.75% | None | Rates as low as 12.75% APR. Subject to credit approval. Variable rates subject to change at any time. Must be 21 or older to apply. No annual fee. |
| Intro, 6 months | 0.00% | None | 0% APR for 6 Months Balance Transfer Special. Subject to approval. After introductory period expires, a variable APR rate of 10.75% - 17.75% will apply, based on creditworthiness. Balance Transfer fees apply. |
Sources (4)
All captured Oct 16, 2026
Who can join InTouch Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school within Oakland, Macomb, Genesee, or Wayne County are eligible for membership.
- Persons who live, work, worship, or attend school within Enterprise, Henderson, Las Vegas, North Las Vegas, Paradise, Spring Valley, Summerlin South, Sunrise Manor, Whitney, or Winchester are eligible for membership.
- Persons who live, work, worship, or attend school within Collin, Dallas, Denton, or Tarrant County are eligible for membership.
- Persons who live, work, worship, or attend school within Fairfax County or Loudon County are eligible for membership.
Employers and groups
- Employees, retirees, and families of Caesars/Harrahs, Core Logic, DXC, EDS, First American Financial, Friends of the Foundation, Hilton, HP, HPE, HPI, IHG, Keurig Dr Pepper Inc., and Service King, as well as student-athletes of Conference USA and NACE, are eligible for membership.
Other ways
- Individuals who do not otherwise qualify by location can become eligible for membership by becoming a friend of Friends of the Foundation.
Membership information collected October 5, 2026.